5 Ways a Buy Here Pay Here Car Loan Could Help Improve Your Credit

Have you had past credit issues? Are they affecting your ability to get loans, lines of credit, and even purchase a car?

Believe it or not, it’s not impossible to buy a car with bad credit, especially when you come to AutoMax in Henderson or Youngsville, NC. Even though you may have had trouble getting financing at large dealerships or banks, our Buy Here Pay Here car dealership specializes in helping people with less-than-perfect credit get into a top-quality used car that fits their budget and lifestyle.

Our Buy Here Pay Here financing is in-house car financing, so we are more flexible than traditional auto loans at banks and credit unions, or through a third-party at a large dealership. On top of that, our Buy Here Pay Here car loan could be a great benefit to your credit score over time. Find out here how a Buy Here Pay Here car loan might be very beneficial to your credit score and your financial future.

How an AutoMax Buy Here Pay Here Car Loan Could Help Improve Credit

1. We provide Buy Here Pay Here car loan terms that work for you & help you understand the ins and outs

The goal of the AutoMax Buy Here Pay Here car dealerships in Henderson and Youngsville, NC is helping you get into a great used car from our dealership, no matter what your past credit history or financial status is. We want to get you approved for financing and be a partner in your financial future, so we make sure that your Buy Here Pay Here car loan terms and conditions are perfect for you and your family. If the loan didn’t work for you, we wouldn’t have the possibility to help you improve your credit over time, which is one of our goals to see happen.

From the moment you come into our Buy Here Pay Here car dealership in either Henderson or Youngsville, we help you through the car buying process, helping you understand the ins and outs of your Buy Here Pay Here car loan’s terms and conditions. We want both your car and your loan to work for your for many, many years to come.

2. You could make a low down payment

Typically when you buy a car – new or used, you have to make a large down payment. There are a few problems with this: 1. Not many people have thousands of dollars lying around waiting for a down payment. A lot of times, our customers need to buy a car because their current one is totaled, in constant need of repairs, or isn’t fitting their current family. It’s not always planned. 2. When you have to make a large down payment, it can throw off your budget, hindering your ability to make payments on time.

We want to help you build your credit, so we offer lower down payment options for our Buy Here Pay Here in-house financing. We want every part about your Buy Here Pay Here loan to work for you, including the down payment.

3. We accept a wide variety of payments.

Our Buy Here Pay Here financing customers come to us in many different situations, needing to make payments in many different ways. It’s our goal to help you in any way we can, so we accept many types of payments for your monthly Buy Here Pay Here car loan payments, including:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-ins
  • Text Pay
  • Our Online Payment Portal
  • IVR
  • In-store

Whether it’s setting up your automatic payments, showing you through our online payment portal or taking your credit card through a call-in, we hope that our wide variety of payment options will help you have a successful financial future and maybe even improve your credit. With months of on-time payments, you may see a rise in your credit score.

4. We report on-time payments to the Equifax

Just like many credit cards and loans, our Buy Here Pay Here car financing involves reporting on-time payments to Equifax. If you consistently pay your Buy Here Pay Here car loan on time every month, you have a great chance of seeing an improvement in your credit score.

We love to hear from our customers that their credit score has improved, as a result of their Buy Here Pay Here car loan with Henderson or Youngsville AutoMax, and we hope that you can have that experience with our help.

5. We are your local partner

One of the biggest differences in a Buy Here Pay Here car loan with Henderson or Youngsville AutoMax is our level of service, compared to a third-party auto loan provider. When you get car financing with a third-party provider like a bank or credit union, your needs usually feel less-than-important – nothing more than just a number in their book.

With Buy Here Pay Here financing at Henderson and Youngsville AutoMax, we’re a true partner that is only a short drive or a phone call away. We like to think of you as family, and at our Buy Here Pay Here car dealership, it is our goal to help you in any way we can, before and after your purchase.

Get a Buy Here Pay Here Car Loan with a Local Team You Can Trust

Experience the many benefits of working with our AutoMax Buy Here Pay Here car dealerships in Henderson and Youngsville, NC and get approved for financing today by filling out our short application online. Feel free to call or message the dealership near you to ask any questions and chat about our used car inventory! We look forward to meeting you.

AutoMax of Henderson, NC - (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC - (919) 570-1107 Send our team a message

AutoMax in Henderson and Youngsville, NC proudly provide Buy Here Pay Here car loans to customers in the areas of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

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All tax, title and vehicle registration fees are additional. See dealer for complete details.