Drive today for $89 down with our deferred seasonal payment program! For several years, AutoMax's $89 down program has been our most popular promotion. This year the promotion will start on November 21st, 2019 and end on January 15th , 2020. There is no need to wait for the tax refund you are expecting to get in February to buy the car you need. AutoMax is offering a deferred seasonal payment program. This program allows you can drive a car off the lot for only $89 DOWN TODAY, plus a onetime deferred seasonal payment set for March 15th 2020. The $89 down does not include the tax, tags, license, and document fee that may be required at the time of the sale.

Tax Max: Putting Your Tax Refund to Work in Raleigh, NC


Defer the Majority of Your Down Payment Until You Get Your Refund


No matter where you shop for a used car, you’ll need a down payment. Saving money can be difficult, especially if you’ve found yourself working to overcome a difficult financial situation.

Getting into a reliable car that’s right for you as quickly as possible, even if you haven’t gotten your tax refund yet, is so important -- you have things to do and places to go! 


That’s why we offer Tax Max, our unique seasonal financing program that makes buying an AutoMax car almost irresistible and effortless. Our program helps you afford a down payment today, gets you free tax preparation later, and can even lower your monthly payment!

How does tax max work?


If you need a better car, come to AutoMax during our special Tax Max promotion (watch for this year’s announcement of dates!) with just $89 for a down payment. You can drive off our lot in a newer car with a one-time deferred seasonal payment set for after you’ve filed your taxes!

That’s right: you can use the power of your tax refund -- before it even comes in -- to purchase a car from our Henderson or Youngsville car lots. You’ll drive back home to Raleigh or Durham, NC, in a new-to-you vehicle for just $89 down during our once-a-year special promotion!


Once you’ve received your tax refund, pay the remainder of your down payment. If you get a large refund, you can even use it as an extra payment toward your car loan, which helps reduce the remaining balance, lowers the rest of your monthly payments, and can save you money. A lower monthly payment frees up part of your monthly budget to put toward your other bills and necessities.

tax max program

tax max example

Let’s take a look at an example to help show how this program works. Jane Doe lives near Raleigh, North Carolina, and wants to buy a used car. She is approved for financing at AutoMax, but needs to make a down payment of $1,000 on the car she loves. Luckily for Jane, it’s Tax Max time!

A financial advisor at AutoMax determines Jane will likely receive a tax refund of $3,000. Jane uses the $89 Down Tax Max Program to pay $89 today, because her refund will be more than three times the remainder of her down payment. Jane makes note of her due date to pay $911, the remainder of her down payment. 

Jane then takes advantage of free tax preparation through Tax Refund Services (TRS) at AutoMax. When her tax refund comes in, she pays $911, the remainder of her down payment.

Who is eligible for the tax max program



Bring in your most recent pay stubs showing tax withholding and year-to-date totals for each of your employers. To determine eligibility for our $89 Down Tax Max Program, we use these pay stubs to calculate your anticipated tax refund using the Tax Refund Services (TRS) calculator.

Based on the amount of your estimated refund, we’ll defer the total amount of your down payment, less $89, and you can pay it when you get your tax refund. The remaining balance will have a set due date.


To qualify, you must:

  • Be a new AutoMax customer.
  • Not combine Tax Max with any other offer.
  • Qualify for auto credit under our standard underwriting guidelines.
  • Be receiving an estimated refund of greater than three times the deferred down payment amount.
  • Be prepared to pay for taxes, tags, and license fees at the time of sale, as well as the standard $299 document fee charged on all cars sold at AutoMax.
  • Participate in the program during the special promotion dates, which can change yearly.


Not sure if you qualify? Call one of our financial advisors to learn more about the program. We can help you figure out the best way to put your tax refund to work for you!


What does the $89 down payment include?


Our Tax Max down payment of just $89 is all you need to pay toward the purchase of your vehicle. This down payment does not include tax, tags, license, and document fees that may be included at the time of sale.


Want to learn more?


If you want to learn more about our $89 Down Program, call or message one of our dealerships near Raleigh, NC to get started.


Ready to get started and learn more? Our auto financing professionals are ready to help. Call or message one of our dealerships to get started today!

AutoMax of Henderson, NC - (252) 430-1006

AutoMax of Youngsville, NC - (919) 570-1107


Legal Disclosures

  • The advertised down payments and corresponding biweekly payments that are listed on vehicle display pages are meant to be used as a guide when shopping for a vehicle. This guide shows customers what the down payment and biweekly payments could be, and are intended to be used when the customer is considering affordability.
  • Down payments listed are with approved credit only, and include sales tax, license fee, registration fee, and a $299 document fee.
  • All financing is offered at 24.99% annual percentage rate (APR), regardless of the term, down payment amount, or customer’s credit score. Customers may negotiate price and term, but the APR is not negotiable.
  • Please see our website for details on the rules, regulations, allowances, exceptions, and exemptions of our “$89 Down Tax Max” program. 
  • All pricing and details are believed to be accurate. AutoMax does not warrant or guarantee such accuracy, and we reserve the right to make corrections at any time. Call or email for complete vehicle-specific information.


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