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5 Ways a Buy Here Pay Here Car Loan Could Help Improve Your Credit

Have you had past credit issues? Are they affecting your ability to get loans, lines of credit, and even purchase a car?

Believe it or not, it’s not impossible to buy a car with bad credit, especially when you come to AutoMax in Henderson or Youngsville, NC. Even though you may have had trouble getting financing at large dealerships or banks, our Buy Here Pay Here car dealership specializes in helping people with less-than-perfect credit get into a top-quality used car that fits their budget and lifestyle.

Our Buy Here Pay Here financing is in-house car financing, so we are more flexible than traditional auto loans at banks and credit unions, or through a third-party at a large dealership. On top of that, our Buy Here Pay Here car loan could be a great benefit to your credit score over time. Find out here how a Buy Here Pay Here car loan might be very beneficial to your credit score and your financial future.

How An AutoMax Buy Here Pay Here Car Loan Could Help Improve Credit

1. We Provide Buy Here Pay Here Car Loan Terms That Work For You & Help You Understand The Ins And Outs

The goal of the AutoMax Buy Here Pay Here car dealerships in Henderson and Youngsville, NC is helping you get into a great used car from our dealership, no matter what your past credit history or financial status is. We want to get you approved for financing and be a partner in your financial future, so we make sure that your Buy Here Pay Here car loan terms and conditions are perfect for you and your family. If the loan didn’t work for you, we wouldn’t have the possibility to help you improve your credit over time, which is one of our goals to see happen.

From the moment you come into our Buy Here Pay Here car dealership in either Henderson or Youngsville, we help you through the car buying process, helping you understand the ins and outs of your Buy Here Pay Here car loan’s terms and conditions. We want both your car and your loan to work for your for many, many years to come.

2. You Could Make A Low Down Payment

Typically when you buy a car – new or used, you have to make a large down payment. There are a few problems with this: 1. Not many people have thousands of dollars lying around waiting for a down payment. A lot of times, our customers need to buy a car because their current one is totaled, in constant need of repairs, or isn’t fitting their current family. It’s not always planned. 2. When you have to make a large down payment, it can throw off your budget, hindering your ability to make payments on time.

We want to help you build your credit, so we offer lower down payment options for our Buy Here Pay Here in-house financing. We want every part about your Buy Here Pay Here loan to work for you, including the down payment.

3. We Accept A Wide Variety Of Payments.

Our Buy Here Pay Here financing customers come to us in many different situations, needing to make payments in many different ways. It’s our goal to help you in any way we can, so we accept many types of payments for your monthly Buy Here Pay Here car loan payments, including:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-ins
  • Text Pay
  • Our Online Payment Portal
  • IVR
  • In-store

Whether it’s setting up your automatic payments, showing you through our online payment portal or taking your credit card through a call-in, we hope that our wide variety of payment options will help you have a successful financial future and maybe even improve your credit. With months of on-time payments, you may see a rise in your credit score.

4. We Report On-Time Payments To The Equifax

Just like many credit cards and loans, our Buy Here Pay Here car financing involves reporting on-time payments to Equifax. If you consistently pay your Buy Here Pay Here car loan on time every month, you have a great chance of seeing an improvement in your credit score.

We love to hear from our customers that their credit score has improved, as a result of their Buy Here Pay Here car loan with Henderson or Youngsville AutoMax, and we hope that you can have that experience with our help.

5. We Are Your Local Partner

One of the biggest differences in a Buy Here Pay Here car loan with Henderson or Youngsville AutoMax is our level of service, compared to a third-party auto loan provider. When you get car financing with a third-party provider like a bank or credit union, your needs usually feel less-than-important – nothing more than just a number in their book.

With Buy Here Pay Here financing at Henderson and Youngsville AutoMax, we’re a true partner that is only a short drive or a phone call away. We like to think of you as family, and at our Buy Here Pay Here car dealership, it is our goal to help you in any way we can, before and after your purchase.

Get A Buy Here Pay Here Car Loan With A Local Team You Can Trust

Experience the many benefits of working with our AutoMax Buy Here Pay Here car dealerships in Henderson and Youngsville, NC and get approved for financing today by filling out our short application online. Feel free to call or message the dealership near you to ask any questions and chat about our used car inventory! We look forward to meeting you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax in Henderson and Youngsville, NC proudly provide Buy Here Pay Here car loans to customers in the areas of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

6 Reasons Why You Should Choose a Buy Here Pay Here Dealer Over Other Car Buying Routes

When you’re ready to buy a car, it’s always a toss up whether you should buy a used car or a new car, and where you should go to get your car.

Buying a new car can be pricey, with a long-term loan that you won’t be able to get out of for a while, so buying a used car is the best, most affordable option for most people.

Next, you’re probably trying to decide what type of dealer you want to purchase your car from. Maybe a new car dealership that also has used cars? Maybe an individual who’s selling their own car, through social media or word-of-mouth? Or perhaps, you’ve heard about the great benefits of buying a car at a Buy Here Pay Here dealer.

A Buy Here Pay Here dealer like AutoMax in Henderson and Youngsville, NC is a great option for car buyers of all shapes and sizes, but especially those who have little or no credit, bad credit, and/or want to go to a one-stop-shop to buy a car. AutoMax Buy Here Pay Here dealers offer both used cars and financing, as well as accept trade-ins. There are many reasons that a Buy Here Pay Here dealer is a better route than other car buying options, and here are six of them.

6 Reasons To Choose AutoMax Buy Here Pay Here Car Dealers

1. It’s A Quick Car Buying Process

When you have to go through a third-party provider for your car loan, you have to apply there, and then you can start shopping for your car. At the AutoMax Buy Here Pay Here dealers, you get to do it all in the same place, and the process takes half the time as it would take buying a car at a new dealership. It is also much quicker than buying from an individual, since you have to get the car inspected and take care of all the details.

Say goodbye to having to make multiple phone calls and jump through hoops to get approved for financing. Our team not only helps find the used car for you, we work to get you great financing terms, too.

You can start the car buying process at home, by checking out our inventory online, or you could stop by to take a look and test drive a few cars. Our professionals love to help make the process simple, understandable and easy.

2. We Want To Finance Your Car, Even If You Have Bad Credit Or No Credit

Even if you experienced smooth sailing on your credit and finances for a large part of your life, you may have hit a couple bumps in the road in the recent tough financial times for our nation. The unfortunate part is that many third-party auto financing providers rely on credit scores to prove trustworthiness, and if yours isn’t perfect, you may risk being denied. If you have to apply at more than one place, it can be a lengthy process that you probably don’t have time for.

At AutoMax Buy Here Pay Here dealers in Henderson and Youngsville, we help people in all credit situations get great used cars with the help of our Buy Here Pay Here financing. We know that a car isn’t something you can go without, so you shouldn’t have to wait for your credit score to improve to get what you need. We want to help you and be a partner in your financial future.

3. We Could Help With Your Credit Score

Since we report monthly payments to Equifax, on-time payments may result in an improved score over time, just like any other loan or credit card you have. Our goal is to provide reasonable financing terms and conditions that work for you. We want to help you create a great financial future, if we can.

We also accept a wide variety of payments to make it convenient for you to get your payments in on time every month. Plus, we’d love to help you set up automatic payments, so you don’t have to be reminded every month to make your payment.

4. We Have Low Down Payment Options

Not sure if you have enough money to put a down payment on a car? Not a lot of us have tens of thousands of dollars to put down on a car, and that’s ok. We accept down payments as little as $295. Our in-house financing allows us to be more flexible about down payment options at our AutoMax Buy Here Pay Here dealers in Henderson and Youngsville.

5. We Specialize In Used Cars

Used cars are our bread and butter, unlike new car dealerships that are focused solely on the profits of their new vehicles. Our inspection standards and vehicle reconditioning processes are top-quality. We offer car warranties and provide vehicle history reports with all of our cars at our Buy Here Pay Here dealers.

Plus, if you have a car to trade-in that the other dealerships didn’t want to pay a good price for or take at all, we’ll be the one to do so. We appreciate vehicles that have lasted a long time, and we will find someone to buy them. Plus, our customers often rely on the funds coming from a trade-in, and we want to make sure you get everything you need.

6. You Get To Work With A Local Team

It’s frustrating dealing with large banks or credit unions, where you don’t feel like you matter. You never feel truly connected or cared for, talking to strangers and automated machines usually. Our team loves building a relationship with our customers, so they feel comfortable calling us with any problems that arise. It’s our goal to help you in any way we can.

Get Your Car At Our AutoMax Buy Here Pay Here Dealers In Henderson Or Youngsville Today

Let our friendly professionals guide you in getting the car you want and financing terms that work for you. Visit our Henderson or Youngsville AutoMax Buy Here Pay Here dealers to get started, fill out our online financing application, search our inventory, or contact us by phone or email today! We look forward to helping you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax Buy Here Pay Here dealers in Henderson and Youngsville, NC proudly serve customers in Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Why Are AutoMax Buy Here Pay Here Dealers the Best to Buy Used Cars From?

Are you ready to get yourself a new vehicle? If you’re wanting to buy a used car, you’ve already made a great choice. The next choice you’ll have to make is where to go to buy one.

There are a lot of options when it comes to buying a used car, but if you’re looking to get a car now from a company you trust, look no further than AutoMax in Henderson and Youngsville, NC. AutoMax provides in house financing with guaranteed credit approval.

Purchasing a vehicle through an individual can be extremely time-consuming, as well as complicated and unreliable, and going through a big dealership usually means using third-party financing and being nothing more than a dollar sign.

At AutoMax, we want the best for you, and we think our Buy Here Pay Here dealers are the best choice to buy a used car through for these four reasons.

4 Reasons AutoMax Buy Here Pay Here Dealers Are The Best For Used Cars

1. Our Dealers Are A One-Stop-Shop

Our Buy Here Pay Here dealers in Henderson and Youngsville are the only stop you’ll have to make to get everything done when you are ready to buy your used car. No extra applications or weeks spent waiting for approval – our financing is done in-house.

Since our financing is done in-house, it’s a much quicker process than what usually happens at big dealerships or through an individual. Our customers love that they spend half the time getting a car at our Buy Here Pay Here dealers.

When you’re ready to buy a used car, start by checking out our online inventory or just come by our dealers in Henderson or Youngsville to see what we’ve got. We’re ready to help you and guide you through our easy, no-gimmick process. We want to get you in a great car for you, as quick as possible, with financing terms that work for you.

2. We Can Help Used Car Buyers With Bad Credit Or No Credit

Past credit or financial struggles are not unusual, and we understand that it happens, especially with the way the economy has been in recent years. If you’re having trouble getting approved elsewhere, we’re here to be the helping hand. We know that a car is a vital part of your daily life, and you can’t go without one. We don’t think you should have to wait until you have perfect credit to get a good vehicle.

Plus, a Buy Here Pay Here loan at our AutoMax dealers in Henderson and Youngsville may help you build your credit. We report monthly payments to Equifax, so you may see a rise in your score in time with on-time payments. We can help you make them on-time by setting up automatic payments, and we also accept a wide variety of payments to make it easy for you. We’re glad that we may be a big part in your financial future.

3. We’re Local And Always Here To Help

It’s tough working with third-party financing providers that don’t know who you are and seem like they don’t care. You talk to automated machines half the time, and you experience long wait times whenever you need to ask a question.

When you work with an AutoMax Buy Here Pay Here dealer, we’re a team. You have the peace of mind knowing we are just a drive away, and our team is ready to help in any way we can at any time. It’s very important to us to build a personal relationship with you and make you know that you are more than just a number in our system.

4. We Are More Flexible With Trade-Ins

Are you looking to trade in your current vehicle when you buy a used car? A lot of dealerships don’t provide good offers or simply don’t accept many used cars, because they are not as profitable for them. We can also find a buyer easier than a new car dealership can.

It all comes down to not worrying about turning a profit first or focusing on new technology and the latest model. We worry first about our customers and getting them into the best car for them, and we are focused on helping meet your needs.

Buy Your Used Car At Our Buy Here Car Dealers In Henderson Or Youngsville

We want to get you into the used car that is right for you at our Buy Here Pay Here dealers in Henderson and Youngsville. Ready to get started? Fill out our financing applicationbrowse through our inventory, stop by or contact us by phone or email anytime! Our friendly professionals are ready to chat with you about your needs.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax Buy Here Pay Here dealers in Henderson and Youngsville, NC proudly provide used cars to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Why Are AutoMax Buy Here Pay Here Dealers the Best to Buy Used Cars From? 6 Reasons Why You Should Choose a Buy Here Pay Here Dealer Over Other Car Buying Routes 5 Ways a Buy Here Pay Here Car Loan Could Help Improve Your Credit

Buy Here Pay Here Dealership near Henderson, NC

Buying A Car At A BHPH Dealership

Buy Here, Pay Here car dealerships like AutoMax simplify the car-buying process, giving buyers an easy way to drive off the lot in the vehicle that wins over their heart. Buyers who would ordinarily be denied for credit now have options that help them get the vehicle they want and need thanks to BHPH lots. Shopping with a BHPH dealership eliminates the banks, extensive credit checks, and other headaches often associated with buying a car.

So, what exactly is a Buy Here, Pay Here dealership and how is this type of facility making your car-buying experience easy?

Buying A Car On Credit Made Easy

Buy Here, Pay Here car dealerships make it easy for people with bad credit or no credit to purchase a car. Traditional dealerships use bank financing that usually denies anyone with less-than-perfect credit, leaving them walking instead of driving. Past credit problems should never stand in the way of owning a vehicle. A vehicle is a virtual necessity to earn an income and grow one’s potential.

BHPH dealerships ensure that everyone rides; credit issues are understood here. Dealing with banks is a thing of the past when you shop for a vehicle at a Buy Here, Pay Here lot. All of your financing, payments, and communication are handled via the dealership.

The big difference with a Buy Here, Pay Here car dealership is that you’re not taking out a loan from a bank – you’re dealing directly with us, your dealership. This allows us to be much more flexible and offer you a better car at a lower payment than through the traditional method of farming out your car repayments to a lending company for a commission. We offer everything under one roof, so the whole process is simpler, faster and should get you a better result than ever before.

Experienced financing agents here at AutoMax help drivers find the options most suitable to their needs. Regardless of the down payment amount you’re ready to hand over or the car payment amount you’re comfortable paying, there are choices that suit your needs at our Buy Here, Pay Here dealership. There’s also a plethora of tools available to use at no cost that helps you learn how much you can afford to pay and more. Take advantage of the assistance from the financial experts and you can drive off in a car, even when past credit problems threaten to bring you down.

Why Choose AutoMax?

The benefits of buying a car at a Buy Here, Pay Here dealership are endless. We’ve only just begun to describe the advantages that you find here. Although a BHPH dealership vehicle purchase may not be right for someone who can afford to pay the full cost of a car purchase in cash, this is hardly a situation that most Americans these days find themselves in. Shopping with a dealership that wants to help you overcome the hardships of being without a reliable vehicle alleviates stress and hassle and the BHPH dealership near Henderson, NC is here to put smiles on the faces of more drivers than ever before.

Don’t worry about the vehicle selection when shopping at our Buy Here, Pay Here dealership. You might think that the selection of vehicles offered for sale to you is limited or includes only clunkers that no one else wants to drive. But, that is entirely a myth and you’ll find a large selection of vehicles from which to choose. All vehicles are inspected before they hit the lot, adding to your comfort and peace of mind in the purchase. There’s always a long list of high-quality vehicles in all price ranges to choose from at AutoMax, and we stand by the quality of each and every vehicle.

Rebuilding Credit?

Looking to rebuild your credit? Who isn’t these days? The purchase of a vehicle from a Buy Here, Pay Here lot can help you get back on the right financial track and help you rebuild your credit. So often we fail to realize the importance of our credit until it is too late. Credit is almost essential in life and without it, you’re only adding hardship to the day as you find essential needs hard to pay for in tough times. When a vehicle is purchased from a BHPH lot, you can start rebuilding your credit and put these woes behind you. Thousands of people have rebuilt their credit with the help of this type of dealership. You can be the next.

It is easy to shop at AutoMax BHPH dealership. There is far less pressure and much more comfort when we’ve got your back. You feel right at home with the professionals here to help you get the car of your desires. And, with the help that is offered, you get peace of mind in a great purchase at the right price. You’ll love the vehicle that you drive off the lot. Furthermore, you’ll find this happening much faster than what it would at a traditional dealership. Who wants to wait around to get the vehicle they need while bank after bank turns down your application for a car loan? Now, waiting around isn’t on the agenda.

A plethora of benefits exist for people who shop for their next vehicle at a Buy Here, Pay Here dealership like AutoMax. The benefits discussed above are only the start of many waiting for you when you take your car buying needs to the BHPH lot. If you need a great vehicle to get you where you are going, why not shop at our Buy Here, Pay Here lot and get more from your car buying experience?

AutoMax Locations

With two AutoMax locations in North Carolina, you’re never too far away from a bargain. Drivers from Raleigh, Durham and Rocky Mount will find their closest AutoMax in Youngsville, NC. Further North near Oxford, Clarksville and Richmond you’ll find AutoMax of Henderson.

Buy Here Pay Here Dealerships offer Low Down Payments

Low Down Payments on Used Cars

Buy Here Pay Here Dealerships Offer Low Down Payments

For some people, buying a car may seem almost impossible, especially after going around the usual dealership options to find they are not able to qualify for a loan for financing a car.

If you have bad credit or no credit history and not a lot of money for a down payment you might have a hard time finding a dealership or a bank to give you a loan to purchase a new or used car.

Luckily, for people in this situation – and trust us, you’re not alone – another option is available in the form of ‘Buy Here Pay Here’ dealerships like AutoMax in North Carolina. Our dealerships offer incredibly low down payment options and work with people with all kinds of credit. So regardless of what your credit past looks like, it doesn’t have to limit you going forward.

BHPH Dealerships In Youngsville And Henderson

AutoMax is a perfect example of a buy here pay here dealership in Henderson and Youngsville. Like most dealerships of this type, it is a small family-owned business. This business offers credit for all types of credit situations.

With the amazing $89 down program, all you need is $89 to drive a car off the lot the same day.

We offer a wide variety of pre-owned vehicles with warranties to give you the confidence to know you are getting a great, dependable car.

Why Buy At A Buy Here Pay Here Dealership?

Buy here pay here dealerships are a one-stop buying option for customers. One benefit is not having a middleman in between you and the dealership you are buying from. If you go to a traditional dealership you go and pick out the car of your dreams then wait for hours, days or weeks until a bank approves you. You may not get the amount of money financed to be able to get the car you first picked and the process starts over again with finding a car within the limit a bank is willing to give you. It is incredibly frustrating and a terrible waste of your valuable time.

At a buy here pay here dealership the loan is coming from the dealership. We want to put you in a car the day you walk onto the lot and usually all you need is a driver’s license and proof of a steady income to get approved.

Once the car is purchased, the payments go directly to the dealer, not a bank in another state or across the country. Our dealership is a small, family-owned business so you are putting your money back into your community instead of giving it to a big chain dealership or to a bank where you are nothing more than an account number.

It’s Great For Rebuilding Credit

For people with bad, poor or no credit buy here pay dealerships can help you rebuild your credit. By making consistent on-time payments you may be able to improve your credit while giving you a reliable car to get to work, the doctor, and take your kids to school.

Showing that you’re able to make payments on time every time is a key to building credit. We make this easy by giving you multiple convenient ways to make your car repayments.

We will report to the Equifax credit agency that you are making good on your car repayments and this may improve your credit rating.

With an improved credit rating, you’ll find that more loan and credit opportunities become open to you and the interest rate you pay comes down. You will have proven that by buying a car through AutoMax you can be trusted with credit and you can avail bigger loans such as credit cards and home mortgages.

Are BHPH Cars Cheap Cars?

The answer to this is simply, NO, particularly in the case of AutoMax vehicles. Just because someone is willing to give you another chance doesn’t mean they are selling you an inferior product. It just means that they believe your past bad judgments and mistakes shouldn’t dictate your future if you’re able to show you can afford to make the repayments.

We believe that you shouldn’t need perfect credit to be able to buy a solid, reliable car. In today’s economy, many people are finding themselves more attracted and drawn to buy here pay here dealerships over traditional dealerships because they don’t have the thousands of dollars needed for the down payment at those locations.

Each state still has laws over the quality of cars you are allowed to sell to protect the buyer. BHPH dealerships follow these laws and often will offer you a warranty on the car you buy because they know they are selling you a quality car.

When a traditional dealer isn’t willing to work with you to give you a second chance people sometimes think they have to go buy a clunker that hardly runs from a private sale off the internet or from the guy down the road because new and used cars are out of their reach. However, when you do this you have no idea what you are truly buying and often the car will only run a few months before needing major repairs that are going to cost you more money and stress that you don’t need. If this is you, don’t limit yourself to a car off the street when you can walk onto our lot and get a pre-owned car that you know will be reliable.

The AutoMax stamp of approval is a respected one, as we never sell poor quality cars. Come down to our dealership locations in Youngsville and Henderson to see them for yourself. There’s no pressure to buy, and our sales staff will do everything in their power to find you the best car for your needs at the lowest down payment possible. It’s time to get yourself a car from AutoMax. We look forward to serving you!

How Does Buy Here Pay Here Work?

buy here pay here dealership is a car dealership for anyone looking for the simplest way to get a low down payment and low monthly loan repayment on a new or used car. Although buy here pay here dealerships are becoming more and more popular across NC for anyone looking for the best deals, AutoMax has become one of the busiest dealerships around. Our two dealership locations daily serve customers from Raleigh, Chapel Hill, Rolesville, Louisburg and Durham. We offer cars for people with little or no credit, as we are a car dealership that also finances cars as well as selling them.

For decades, car dealerships have been a one-trick pony, selling vehicles in a flashy showroom for a markup and moving on to the next customer. We believe that a car dealership can be so much more than that. In one of the most exciting disruptions to the automotive industry this new millennium, buy here pay here dealerships do not send you away to deal with a third party when it comes to the car loan. Instead, we offer the car loan to you directly.

Would it make sense for you to go to a fast food restaurant and when it came time for the food to be served you were told you needed to go to another store to get your soda? No, and it doesn’t make sense from a business point of view for a car dealership to force you to go to a bank to get a loan – a bank that more often than not turn you away.

There’s efficiency in you being able to get everything under one roof and it drops some of the costs of having to deal with a third party. This means that you could potentially get a lower interest rate or monthly repayment on your vehicle if you choose a buy here, pay here dealership.

More important to some, it allows us to be much more flexible when it comes to customers with poor or no credit. Banks and large lending organizations always look at your credit score to determine how much of a risk you might be to lend money to. It’s a poor system really that doesn’t tell the whole story about your financial system. As we handle the lending ourselves, we can see whether or not you’ll be able to make the repayments based on whether you have a job. It’s pretty much as simple as that.

How Can This Benefit You?

  • One-stop-shop – If you are out of options when it comes to getting traditional financing from a dealership the best option is a buy here pay here dealership. Not only can you get a great car and a great deal on a car, it is all in one place. You do not have to go all over town look for financing.
  • Quick and easy – If you are in need of a car and you have a lack of credit options a buy here pay here dealership can be very quick. When you go to a traditional dealership it can take you all day long to buy a car because they have to contact traditional banks and work out the financing. You can get in and out of a buy here pay here dealership in an hour or less if you wish.
  • The cars are reliable – Not only can you get a car that has low mileage and a great price you can get favorable financing terms. Buy here pay here dealerships are typically small businesses so be armed with the knowledge of what the car on that lot is worth and what would be a fair interest rate based on your creditworthiness.
  • Local and personal – You are helping your local economy by buying from our lots. You are not buying from a big giant corporate dealership conglomerate that does not care. You will deal with an individual owner that knows you and you can pay in person. 
  • Credit history isn’t important – If you have a bad credit history or no credit history these small business owners will take a chance on you when no one else will. They not only will give you a chance to drive which can help you thrive economically, they may also be able to help rebuild your credit which can help your entire future. Buy here pay here dealerships are becoming an important part of the landscape across America, and we’re proud to be one of the most popular buy here pay here dealerships in NC.
  • Avoid overspending – Buy here pay here dealerships in North Carolina check your purchase power before you go choose a car. They tell you how much they will lend and how much you qualify for without negatively affecting your credit score. This can be helpful for the credit challenged or lower income buyer and stop you from overspending. The owner tells you how much they are willing to lend you and that helps you stay within your budget.

With a little effort and knowhow buy here pay here lots are a clear win-win. They will oftentimes give you a great car at a great price that you can afford when no one else will take a chance on you.  As long as you choose a trusted buy here pay here dealership like AutoMax in Youngsville and Henderson you can hardly go wrong. We offer great deals and we’re proud of being able to help hard-working Americans get on the road each and every day.

Why You Should Consider a Pre-Owned Car – in Henderson & Youngsville, NC

When you’re ready to buy a new vehicle, you have a choice between buying a new or a pre-owned car.

While a new car might sound like a luxurious option, signing up for financing with the high dollar prices that they run for is a big commitment – one that most people get smooth talked into and really don’t want to make. Instead of forging over your next several years to high monthly payments on your oh-so-fancy new car, why don’t you consider a pre-owned car?

AutoMax of Henderson and Youngsville, NC specialize in the sale of pre-owned cars, and we think they’re the best option for you. Here’s why.

Why Buy A Pre-Owned Car At AutoMax

1. You can’t beat the price

Let’s face it – new vehicles are pricey, even with all of the promises and “deals” the new auto dealerships say they are making for you. At the end of the day, a new car is going to cost a lot more money – double or triple in some cases. You’ll end up paying a lot more per month if you are financing, your interest will be greater and your loan term might be longer. Why pay more?

Depending on your needs, you probably aren’t desperate to get the latest and greatest, top-of-the-line car. Many times, they only come with a few more upgrades than the previous years, and sometimes, they even have more problems than the previous years’ models.

It’s easy to research pre-owned vehicles these days to find out what make, model and year is a great fit for a used car for you. It used to be a lot more risky. On top of that, it’s easy to get the vehicle history reports with the help of places like CarFax and AutoCheck, so you can have peace of mind knowing exactly what you’re signing up for.

2. Flexible financing options

One of the great benefits of buying a pre-owned vehicle is the flexible financing options that you will get. Financing is available at AutoMax of Henderson and Youngsville, NC for anyone. If you’ve never bought a car, have no credit or have low or bad credit, a pre-owned vehicle is the perfect choice for you.

AutoMax offers Buy Here Pay Here financing that is easy to obtain, regardless of your credit history and current or past financial situation. We’ll get you a great deal that fits your budget and lifestyle, and you don’t have to worry about paying a third-party provider. We will be your loan provider, so you can get the same one-on-one personalized attention that you got while buying your car after you purchase and finance your car. You can feel comfortable knowing who you’re paying and not feel like just another number on the sales sheet.

In addition, our Buy Here Pay Here financing helps people in all credit situations rebuild credit – and that’s always a good idea. With each monthly payment, your credit score may start to soar, since we report to Equifax. Our goal is to help you get the pre-owned car that fits you best and get your financial situation in perfect order.

3. They’re a great value

When you purchase a pre-owned car, you automatically get more bang for your buck. Prices on new cars are sky high, since they are so new, but they also lose their value very quickly. Pre-owned vehicles, on the other hand, maintain more of their value over time, since most of the value is lost in the first year. And they’re pretty much the same car, minus a few details that probably aren’t must-haves on your list. Since you don’t have to worry about depreciation, you don’t have to worry about reselling it as much. You can buy it and resell it years later without the worry that you are extremely underwater on your loan.

In addition, cars these days are very well made, for the most part. Most of the time, it is a better investment to buy a pre-owned car with the knowledge that you’ll have to make a few more repairs, but the repairs will be cheap since parts for cars these days are relatively cheap. For example, if you buy a Ford F-150, you can find parts for just about anything for super cheap, since many of the same model carry the same parts for numerous years.

And since cars lose most of their value in the first year, it’s easy to find pre-owned cars that are a couple years old for a great price. Instead of splurging on a vehicle that will lose its value immediately, find a comparable one that is a few years old and won’t be losing a ton of it’s value over time. A car that is a couple years old will still last you a very long time, as long as it’s a good car.

4. Insurance costs less

New cars are more expensive to insure. Since older cars – even just a few years – are less valuable, the insurance rates will be lower. Who doesn’t want to save on a must-have expense that comes with buying a car? If you’re choosing the financing route, you already have to worry about your monthly payment. Why worry about an expensive insurance rate, too?

Contact Our Team To Find Your Perfect Pre-Owned Car

Our auto sales professionals at AutoMax of Henderson and Youngsville, NC are ready to discuss your needs and help you find the pre-owned car that fits your budget and lifestyle. See how AutoMax can help you get the car you want, plus get the financing that works for you.

Call Or Message One Of Our Auto Dealerships Today!

AutoMax of Henderson, NC – (252) 430-1006  Send the team a message

AutoMax of Youngsville, NC – (919) 570-1107  Send the team a message

The AutoMax dealerships of Henderson and Youngsville, NC proudly provide pre-owned cars to customers in the cities of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Benefits of a Buy Here Pay Here Auto Dealership – in Henderson & Youngsville, NC

When you’re ready to make a major purchase like a new or used car, oftentimes, you don’t have all the cash necessary to buy it out fully, so you are in the market for financing.

When it comes to auto financing options, there are two types of financing typically offered by auto dealerships: third-party financing and Buy Here Pay Here financing.

At AutoMax of Henderson and Youngsville, NC, we offer Buy Here Pay Here auto financing, which is quite different from traditional auto financing offered at major dealerships. We think our Buy Here Pay Here financing is a great option for any buyer, here’s why:

The Benefits Of Working With A Buy Here Pay Here Auto Dealership

1. We maybe able to help you build your credit.

You don’t need a perfect or near-perfect credit history and awesome credit score to get a car that fits your needs at our auto dealership. You don’t even have to have a car currently, and this can be your first car purchase. Buy Here Pay Here financing at AutoMax of Henderson and Youngsville, NC is typically best suited for people who have no credit or less-than-perfect credit, but it’s not always the case – some people are just looking for a financing deal like ours.

Many of our Buy Here Pay Here auto customers have had trouble getting approved at other dealerships, or maybe you just already know that you will have trouble getting approved. Either way, that’s exactly what Buy Here Pay Here at AutoMax is for. It’s our goal to help you build a better financial future with our Buy Here Pay Here financing, whether you are rebuilding after a rough time in your financial history or just simply building your credit.

It’s a great idea to build your credit at any time, no matter what your score is currently. With each payment you make on your Buy Here Pay Here financing every month, we report it the Equifax credit bureau. And with great credit comes a better financial future: the ability to make other large purchases with better interest rates and terms, which gives you and your family a better, healthier future.

Nobody likes having the burdens of bad credit weigh on their shoulders. With Buy Here Pay Here financing at AutoMax of Henderson and Youngsville, NC, we may be able to help you get rid of that possible burden, so you can start seeing the light of flourishing finances and get a great car that fits your needs and budget.

2. We build a relationship with you.

Instead of blindly setting you up with a high-end third-party loan provider that doesn’t give you the terms or conditions you really want, our professionals at AutoMax of Henderson and Youngsville, NC work with you every step of the way. From getting to know your needs for the purchase of a vehicle to helping you secure your Buy Here Pay Here financing, it’s us who are your partners throughout the process. And we won’t be pushing you to make a decision one way or another – we just want you happy in the car you want with the financing terms you deserve.

Once you find the perfect car and are ready to get financing, we discuss the terms and options you have with our Buy Here Pay Here financing. It is our goal to meet your needs on all bases. When you are ready to sign on the dotted line, you can feel comfortable knowing that the company you’re working with is the one that you’re sitting with. We will be the ones accepting your monthly payments, working with you on any questions or concerns you have throughout your loan’s lifetime, and being your partner in building your credit.

We’re not another major financing company that’s going to put you on hold every time you call, as well as give you our automated voice system when you call. You’re working with real humans who know who you are from the get go. We are local to you in Raleigh, Durham, Chapel Hill and other major cities and surrounding cities in our area, and we are always here to answer any of your questions or concerns. We truly form a partnership with you.

3. We accept a wide variety of payments.

Since we want to be able to offer Buy Here Pay Here financing to all types of customers in various financial situations, we accept payments in many different forms, including:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-in
  • Text Pay
  • Online Payment Portal
  • IVR
  • In-store

It’s our goal for our customers to have financial success with the help of Buy Here Pay Here financing at our auto dealership. If there’s another form of payment you don’t see on here, please let us know, and we’ll see how we can work with you on it.

Get Your Buy Here Pay Here Financing Terms Now

Ready to take the next step on getting your Buy Here Pay Here financing at one of our AutoMax dealerships in Henderson or Youngsville, NC? Get approved online by filling out a short application on our website today. One of our sales professionals at our auto dealership will then get in touch with you to learn more about your auto needs and discuss your financing terms.

Have additional questions? Call or message the AutoMax auto dealership nearest to you today!

Call AutoMax of Henderson, NC – (252) 430-1006  Send our team a message

Call AutoMax of Youngsville, NC – (919) 570-1107  Send our team a message

AutoMax auto dealerships in Henderson and Youngsville, NC proudly provide Buy Here Pay Here financing to customers in the areas of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

How Buy Here Pay Here Financing Works – in Henderson & Youngsville, NC

When it comes buying a new or used car, you have a lot of options in how you pay for it. You can pay fully with cash, put a down payment on it, in addition to opting for financing or choose to be financed fully.

If you choose to go the financing route, you will need a solid credit score, history and financial support to work with a major financing company and most major dealerships. If you don’t, you may think you are out of luck. But that’s where Buy Here Pay Here Financing at AutoMax of Henderson and Youngsville, NC comes in.

Buy Here Pay Here Financing is a perfect solution for people who don’t have a great credit history, have no credit history or are simply looking for an alternative to traditional financing. Here’s the details on how it works and why our customers love it.

How Buy Here Pay Here Financing Works At AutoMax

First, let’s talk about what exactly Buy Here Pay Here financing is. Just as it sounds, Buy Here Pay Here Financing at our AutoMax dealerships of Henderson and Youngsville, NC, allows you to both buy the car here and pay for your vehicle here with financing.

So, instead of working with a third-party financing company for your auto loan, you’ll be working directly with us at AutoMax – the same people you will meet with at our dealership in Henderson or Youngsville. We’ll be the ones you send your payments to monthly. We’ll be here to answer questions on a monthly basis. And we’ll be the ones to get you the best deal possible on your financing terms. We aren’t the middleman, setting you up with a financing deal with a company you are not familiar with and are not comfortable with. You’re working with the same people who are helping you find the best car possible for your budget and your lifestyle.

From the moment you step into our dealership looking for a car that suits your needs, we’ll sit down with you and discuss the Buy Here Pay Here financing option, which is very popular amongst our customers. We’ll be here to answer any questions you have about it, and we’ll walk you through exactly how the Buy Here Pay Here auto financing option works with AutoMax at Henderson or Youngsville, NC.

Our customers really enjoy the Buy Here Pay Here financing option at our AutoMax dealerships near Raleigh, because they feel more comfortable sending in payments and communicating with us on a regular basis. They don’t have to sit on hold forever to discuss payments with a large financing company who doesn’t really know who you are – they only know you as a source of income for them. We know who you are from the beginning, and we are here to give you personalized, one-on-one attention at all times to help you make the most out of your auto financing experience.

It is our goal to meet your needs, not the other way around. Our AutoMax dealerships are proud to accept a variety of payments for our Buy Here Pay Here financing, including:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-in
  • Text Pay
  • Online Payment Portal
  • IVR
  • In-store

Benefits Of Buy Here Pay Here Financing

Since many of our Buy Here Pay Here customers are working on building or rebuilding their credit, they are pleased to know that we report payments to the major credit bureaus, so you can have a better financial future. We are happy that we can be the ones to help you start building credit or rebuild your credit after a low point.

We are a family-oriented company, and it is our joy to know that we can give your family a better future with our Buy Here Pay Here financing. Good credit comes in handy for large purchases like a house or another vehicle for your family, as well as the ability to own a credit card or two with low interest and low or no annual fees. Good credit is a great thing to have in the world we live in, and it can be yours with the help of AutoMax.

An Ongoing Relationship With You

It’s our number one goal to build a relationship with each individual AutoMax customer. We want to know how we can serve you best. We want to know what kind of car(s) you’re looking for, and what is the perfect car that matches your budget and needs.

And if you choose the Buy Here Pay Here financing option, we are happy that we can have an ongoing relationship with you and help you build your credit. We look forward to working closely with you to explore the payment options that best suit your budget and lifestyle, in addition to getting you in the perfect car as soon as possible.

Our professionals will always be here to answer your questions, work with you on your payments and truly be a partner in your financial success.

Get In Touch With Us To Get Your Buy Here Pay Here Financing Terms

Are you ready to explore what you can get with the Buy Here Pay Here financing at AutoMax in Henderson or Youngsville, NC? Quickly get approved through our short application in our online portal today. Then, one of our auto sales professionals will get in touch with you to discuss your financing terms and see how we can help you get the car you want today!

If you have any additional questions or just want to speak to one of our professionals, call or message one of our auto dealerships today!

AutoMax of Henderson, NC – (252) 430-1006  Send a message

AutoMax Of Youngsville, NC – (919) 570-1107  Send A Message

The AutoMax dealerships of Henderson and Youngsville, NC proudly finance auto customers from the areas of Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Bad Credit Car Loans Youngsville NC

Bad Credit Car Loans Youngsville NC

Bad Credit Car Loans Youngsville NC

Here at AutoMax, we take pride in providing reliable transportation and loans to car buyers in the Youngsville NC-area, including those who have been turned away from other dealerships due to bad credit. We offer Buy Here Pay Now (BHPH) financing, which means that not only can you purchase a vehicle from our dealership, but all financing is done “in-house,” rather than through a third party, such as a bank or other financial institution. However, unlike other BHPH dealerships that are only interested in selling as many cars as possible, the primary focus of AutoMax is helping our local customers.

It all started back in 1989 with simple handshake deals for longtime friends and customers. While times have changed since then, our mission of helping car buyers in our local community has remained the same. We’re still based in Henderson and 80% of our associates live or work in Vance County, so we are deeply invested in helping our neighbors purchase affordable and high-quality cars. We’re open to assisting customers from any credit range, including those with prior repossessions, bankruptcies, charge-offs and even derogatory credit.

Advantages of Financing with AutoMax of Youngsville

InventoryBuy Here Pay NowValue Your TradeContact Us

Great Selection Of High-Quality Used Cars At AutoMax

Great Selection of High-Quality Used Cars at AutoMax

We encourage you to take a look at website to view our current inventory of high-quality used vehicles. We offer many types of makes and models, including subcompacts, sedans, coupes, SUVs and pickup trucks. Also, we have a Premier Collection of luxury cars and vehicles that fall in the $14,000 to $20,000 range. We have thousands of customers who have been able to increase their credit by fully paying out their accounts with us. Now, many of them are able to qualify for bank or credit union financing. We created our Premier Collection specifically with these customers in mind.

In addition to having the opportunity to secure a car loan with bad credit, our Buy Here Pay Now financing offers other benefits. For one, our BHPH program enables us to be more forgiving when it comes to accepting trade-ins on older model cars. This is because we understand the value and benefit of getting long-term use out of cars that many traditional dealerships may not accept. Also, when you make timely payments on an installment loan with our BHPH program, you’ll rebuild your credit history and improve your credit score, giving you greater economic options and flexibility in the future.

If you’d like to take advantage of our customer-friendly Buy Here Pay Now financing and get behind the wheel of one of our outstanding used cars, then don’t hesitate to get in touch with us at AutoMax!