The Internal Revenue Service estimates the average annual tax return is $3,000. So what are you waiting for? At AutoMax, our expert financial team is ready to walk you through every step of the car-buying process. Worried about your credit? Don’t be. Our buy here pay here dealerships in Youngsville and Henderson, North Carolina understand that financial hardships happen and feel they shouldn’t prevent future success. Whether you’re buying groceries, taking a family trip or have a commute to work, a reliable vehicle is often the backbone and literal transportation to fulfilling the American dream. This tax season you may receive a substantial refund putting you in a better position to purchase a vehicle, however many traditional lenders won’t even entertain an auto loan if there is any prior bad credit. At AutoMax, we make this process accessible and easy. Whether it’s through our online approval process or our buy here pay here program, our history as a family-owned business means we’re here to help you, not our bottom line.
What Are My Car Buying Options?
Buy Here Pay Here
As buy here pay here dealerships in North Carolina serving the greater Raleigh-Durham region, AutoMax of Henderson and Youngsville work with first-time and low to no credit auto buyers through the car buying process. While traditional lenders such as banks and credit unions often rely strictly on a number that reflects your credit score, we know that our customers and their lives are more complex than that. Regardless of their credit score, our customers receive auto financing to help get them into one of our reliable cars that fits their budget. By financing through our buy here pay here dealership, customers also have the opportunity to possibly improve upon their individual credit scores, giving them a leg up on building and repairing their credit history. This means setting up for future financial independence and success through making payments on time. Besides warranties and quality vehicles on our lots, working with AutoMax to find a vehicle means our team of experts is with you to help every step of the way, often making the process more efficient and convenient than most dealerships.
Tax Max Program
Throughout the year, AutoMax of Henderson and Youngsville, North Carolina provide our customers and the greater Raleigh-Durham community with incentives for purchasing a quality used vehicle. As we approach tax season, we’re offering our Tax Max Program which offers a one-time deferred seasonal payment of a vehicle to after receiving a tax refund. What’s better is we’ll help cover the costs of tax preparation for qualified customers. The promotion usually begins around the first of October and lasts through the middle of March. What the program offers is the ability to come to one of our lots and drive off with a car you not only can afford, but one that you love. Purchasing the car you need today shouldn’t mean waiting until tomorrow. AutoMax uses the Tax Refund Services’ refund estimator to calculate our customer’s tax refunds for the current year. Using that figure, customers are able to defer up to ⅓ of their refund as a deferred seasonal payment by paying just a small portion of their down payment up front. Read more about our Tax Max Program.
Top Value For Your Trade-In
While we’re approaching tax season, trading in your vehicle will always help with tax savings from sales tax advantages. We not only offer Carfax-certified inventory of reliable vehicles for your trade-in, we guarantee a higher value than any other cash offer from a franchise dealer. By trading in an older vehicle, you’re able to upgrade to a more reliable mode of transportation while lowering the amount of interest of your loan as well as lowering your down payment. To make it easier during this tax season to navigate trading in your vehicle for another be sure to:
- Bring your vehicle’s certificate of title. You may have to find this at your local department of motor vehicles
- The vehicle’s registration
- If there’s a lien on the car, bring a 15-day payoff amount and your account number
- Valid photo ID
- All car keys and accessories such as the owner’s manual
- Clean out your vehicle and personal information
- Bring along any old maintenance records
Lending Isn’t Based On Credit
Ready to use that tax refund to purchase your new vehicle? Have you been denied a loan at a traditional lending institution due to your credit score? In-house auto financing by family-owned AutoMax means we offer financing and peace of mind regardless of a credit score. The process of buying a vehicle from one of our North Carolina buy here pay here lots is all in-house and never goes to a third-party lender or organization. We start by learning your car buying needs and what you can afford. Keeping everything from inventory and financing under one roof means we’re able to build a relationship with our customers and help them through every step of the car buying process. Building these personal relationships comes from working in the community and selling reliable vehicles to our friends, families and neighbors. For our team of experts, it’s about trust, not your credit score. Not only are we helping to build community relationships, we’re helping to build our customer’s credit and future financial success by walking them through the car buying process and aligning their needs for a vehicle with what they can afford and successfully pay off.
Our goal is to be a one-stop-shop for car buyers looking to get into a used vehicle they love. From Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, Warrenton, our buy here pay here car lot locations in Youngsville and Henderson are ready this tax season to help your refund go further. Contact us today for more information or stop in to visit.