Bad Credit Car Loans Youngsville NC

Bad Credit Car Loans Youngsville NC

Bad Credit Car Loans Youngsville NC

Here at AutoMax, we take pride in providing reliable transportation and loans to car buyers in the Youngsville NC-area, including those who have been turned away from other dealerships due to bad credit. We offer Buy Here Pay Now (BHPH) financing, which means that not only can you purchase a vehicle from our dealership, but all financing is done “in-house,” rather than through a third party, such as a bank or other financial institution. However, unlike other BHPH dealerships that are only interested in selling as many cars as possible, the primary focus of AutoMax is helping our local customers.

It all started back in 1989 with simple handshake deals for longtime friends and customers. While times have changed since then, our mission of helping car buyers in our local community has remained the same. We’re still based in Henderson and 80% of our associates live or work in Vance County, so we are deeply invested in helping our neighbors purchase affordable and high-quality cars. We’re open to assisting customers from any credit range, including those with prior repossessions, bankruptcies, charge-offs and even derogatory credit.

Advantages of Financing with AutoMax of Youngsville

InventoryBuy Here Pay NowValue Your TradeContact Us

Great Selection Of High-Quality Used Cars At AutoMax

Great Selection of High-Quality Used Cars at AutoMax

We encourage you to take a look at website to view our current inventory of high-quality used vehicles. We offer many types of makes and models, including subcompacts, sedans, coupes, SUVs and pickup trucks. Also, we have a Premier Collection of luxury cars and vehicles that fall in the $14,000 to $20,000 range. We have thousands of customers who have been able to increase their credit by fully paying out their accounts with us. Now, many of them are able to qualify for bank or credit union financing. We created our Premier Collection specifically with these customers in mind.

In addition to having the opportunity to secure a car loan with bad credit, our Buy Here Pay Now financing offers other benefits. For one, our BHPH program enables us to be more forgiving when it comes to accepting trade-ins on older model cars. This is because we understand the value and benefit of getting long-term use out of cars that many traditional dealerships may not accept. Also, when you make timely payments on an installment loan with our BHPH program, you’ll rebuild your credit history and improve your credit score, giving you greater economic options and flexibility in the future.

If you’d like to take advantage of our customer-friendly Buy Here Pay Now financing and get behind the wheel of one of our outstanding used cars, then don’t hesitate to get in touch with us at AutoMax!

Bad Credit Car Loans Henderson NC

Bad Credit Car Loans Henderson NC

Bad Credit Car Loans Henderson NC

If you live in the Henderson NC-area and are looking to take out a loan for the purchase of a car, but face the limitations of bad credit, here at AutoMax, we can help you out. We’re open to assisting customers from any credit range, including those with prior repossessions, bankruptcies, charge-offs and even derogatory credit. Take a look at our website to see our vehicle selection and contact us to learn about our financing options!

At AutoMax, we offer Buy Here Pay Now (BHPH) financing, which means that not only can you purchase a vehicle from our dealership, but all financing is done “in-house,” rather than through a third party, such as a bank or other financial institution. However, unlike other BHPH dealerships that are only interested in selling as many cars as possible, the primary focus of AutoMax is helping the customer. Our dealership first started in 1989 with simple handshake deals for longtime friends and customers. While times have changed since then, our mission of helping car buyers in our local community has remained the same. We’re still based in Henderson and 80% of our associates live or work in Vance County, so we are deeply invested in helping our neighbors purchase affordable and high-quality cars.

Advantages of Financing with AutoMax

InventoryBuy Here Pay NowValue Your TradeContact Us

Advantages Of Financing With AutoMax

Buy Here Pay Now Financing Henderson NC

There are advantages of utilizing Buy Here Pay Now financing at AutoMax that go beyond simply being able to secure a car loan with bad credit. For one, our BHPH program enables us to be more forgiving when it comes to accepting trade-ins on older model cars. This is because we understand the value and benefit of getting long-term use out of cars that many traditional dealerships may not accept. Also, when you make timely payments on an installment loan with our BHPH program, you’ll rebuild your credit history and improve your credit score, giving you greater economic options and flexibility in the future.

Here at AutoMax, we pride ourselves on providing high-quality and reasonably-priced vehicles to our customers in the Henderson-area, especially to those who otherwise would not be able to afford a car due to bad credit. We offer many types of makes and models, including subcompacts, sedans, coupes, SUVs and pickup trucks, as well as a Premier Collection of luxury vehicles. Contact us today to talk to one of our associates! Perhaps soon you’ll be driving one of our wonderful vehicles, as you’re on your way to improving your credit!

No Credit Auto Loan Youngsville, NC

couple buying vehicle at dealership

No Credit Auto Loan Youngsville, NC

Building credit takes time and unfortunately if you need a loan for a vehicle that can become an issue. You may feel as though your options are limited but if you are in the market for a vehicle and need a no credit auto loan then we can help. Our Buy Here Pay Here financing is ideal for first-time buyers with no credit and buyers with low credit scores. At AutoMax of Youngsville, we believe in helping everyone and that everyone deserves a second chance. No one should be without a quality, safe vehicle because of their credit history and that is why we provide the opportunity for buyers to build credit with us.

If you are seeking a car loan with no credit near Youngsville, NC, AutoMax is a great place to start. Aside from our great Buy Here Pay Here financing program we also offer a large inventory of quality pre-owned vehicles ranging from about $8,000 to $20,000. We have been a family-owned business for over 20 years and since the beginning, we have believed in giving local customers the opportunity to own a quality vehicle because that is something that everyone should be entitled to.InventoryBuy Here Pay HereValue Your TradeContact Us

Get Approved At AutoMax Of Youngsville

automax youngsville nc inventory showroom

Getting approved for an auto loan at AutoMax of Youngsville is quick and easy. Use our website to fill out the quick application to get approved for an auto loan. It really is as simple and easy as that. At AutoMax we make sure to provide you with the financing that best suits your needs. Along with financing services we also offer a number of other services to help with purchasing a new vehicle. If you are looking to trade-in or sell your current vehicle we can also help. Use our website to value your trade to find out how much your current vehicle is worth.

If you have any questions about our Buy Here Pay Here financing or any other of our available services please contact us at AutoMax of Youngsville. We work hard every day to ensure that our customers are able to purchase the vehicle that they deserve. We look forward to helping you soon.

Buy Here Pay Here Used Car Dealership Raleigh NC

Looking For A Good Used Car In Raleigh, North Carolina?

At AutoMax, we have served thousands of satisfied customers in the Raleigh area for over 30 years. Our excellent customer service along with our best in the used auto industry benefits keep our customers coming back to our dealerships.

We are considered one of the best “Buy Here Pay Here” dealerships in North Carolina. We offer one of the best warranties in the used car industry. We offer low down payments and short-term auto loans. Come see what your neighbors in Wake County are talking about, visit one of our dealerships in Youngsville, NC or Henderson, NC; just a short distance to drive to get your best car buying experience.

AutoMax is a family-owned “Buy Here Pay Here” car dealership, also sometimes called an “on-the-lot” or “in-house” financing dealership. We make it quick and easy for you to get a loan on a used car by lending you the money ourselves, without involving a bank, credit union or other financial institution. Our sales team will offer you a stress-free environment and are ready to help you select the right car, truck or SUV that fits your lifestyle and budget.


We are even here for you after the sale! AutoMax has been in business for more than 30 years because of our dedication to customer service during and after the purchase of your quality used car. We believe everyone deserves to drive a reliable car and be treated with respect regardless of their credit history.

No credit? Bad credit? No problem at AutoMax!

No Credit Auto Loan Henderson, NC

vehicles on the lot at a dealership

No Credit Auto Loan Henderson, NC

Need a vehicle but have no credit or bad credit? Just when you think that there are no options out there for you, AutoMax of Henderson steps in. At AutoMax, we believe that everyone should be able to purchase a vehicle that is reliable and safe and that is why we offer no credit auto loans through our Buy Here Pay Here financing. Many new drivers have no credit which means that it can be difficult to get financing for your first vehicle and building credit can take a while. Using our financing option, buyers can work on building or restoring their credit.

If you are looking for a no credit auto loan in the Henderson, NC area then come into AutoMax of Henderson today. Use our website to get approved and to get more information on our Buy Here Pay Here financing program. Take a step closer today to building your credit and get the vehicle that you need and can rely on at AutoMax of Henderson.InventoryBuy Here Pay HereValue Your TradeContact Us

Used Vehicles At AutoMax Of Henderson

purchasing a vehicle at a dealership paperworkj

We offer a selection of various quality pre-owned makes and models. Our large inventory varies in price but the common factor is that all of our used vehicles are quality pre-owned vehicles for customers that need more options. Our website offers the ability for customers to search our available inventory to see what vehicle is the one for them. Customers can also get approved through our website as well as value their trade for customers who are looking to sell or trade in their current vehicle.

If you have any questions about our no credit auto loan, our Buy Here Pay Here financing option or any other service we provide please contact us at AutoMax of Henderson today. We are happy to help because since the day we opened our doors we believed in giving everyone a second chance and that everyone should be entitled to a safe and reliable vehicle no matter their financial situation. We look forward to helping you soon.

Buy Here Pay Here Used Car Dealership Henderson NC

Are You Looking For A Good Used Car In Henderson, North Carolina?

At AutoMax in Henderson, we have served thousands of satisfied customers in the Henderson area for over 30 years. We are considered one of the best “Buy Here Pay Here” dealerships in North Carolina. We offer one of the best warranties in the used car industry.

We offer low down payments and short-term auto loans. Our excellent customer service along with our best in the used auto industry benefits keep our customers coming back to our dealerships.

Come see what your neighbors in Vance and Warren Counties are talking about, visit one of our dealerships or check out our website!

AutoMax is a family-owned “Buy Here Pay Here” car dealership, also sometimes called an “in-house” or “on-the-lot” financing dealership. Our sales team will offer you a stress-free environment and are ready to help you select the right car, truck or SUV that fits your lifestyle and budget. We make it quick and easy for you to get a loan on a used car by lending you the money ourselves, without involving a bank, credit union or other financial institution.

We are even here for you after the sale! We believe everyone deserves to drive a reliable car and be treated with respect regardless of their credit history. AutoMax in Henderson has been in business for more than 30 years because of our dedication to customer service during and after the purchase of your quality used car.

No credit? Bad credit? No problem at AutoMax!

5 Reasons Why Pre-Owned Cars Are Perfect for First-Time Buyers

Buying a car for the first time? Not sure if you’ll enjoy a new or pre-owned car more over the years?

Purchasing a used car can be daunting, and you’ll get lots of advice on how you should proceed. Should you buy a new vehicle, equipped with all the latest technology and gadgets, at a hefty price? Should you purchase a pre-owned vehicle that fits your needs and your budget?

There are pros and cons of every decision you make in life, and buying a car is definitely one of the harder ones to figure out. Since it’s one of your biggest lifetime purchases, you want to know the ins and outs of the decision you’re making before you make it.

At AutoMax of Henderson and Youngsville, we focus on pre-owned cars for sale to customers all throughout our area and we believe this is the best option for any first-time buyer. There are so many benefits to choosing a pre-owned car for sale at one of our AutoMax dealerships and here’s a few that stand out to our first-time buyers.

5 Reasons For First-Time Buyers To Buy Pre-Owned

1. Low Cost

The number one reason people, including first-time buyers, choose pre-owned vehicles is because of the low cost to purchase one. Most first-time car buyers are young, and not a lot of young people have a huge budget for their first car. When you buy a new vehicle, you’re going to need a lot of money to do so. From a high down payment to large monthly payments, the money needs are extensive. Even though a fancy new vehicle may seem like an attractive option, even your insurance and taxes will be much more expensive. Repairs can also be extremely costly with expensive parts and labor.

When you purchase a pre-owned car, you are choosing a safe option for your budget. First, your down payment will be much smaller, compared to a new car. Your monthly payments will be lower, because the overall cost is much less. And your insurance and taxes will be significantly cheaper. When you need repairs done, the parts and labor will be manageable for your budget. Overall, a great pre-owned car will save you money all around.

2. Lots of Options

When you are looking for a new car, you are limited to the most recent years of any make or model and you’ll need to visit multiple dealerships to test out different makes. There are lots of times when the previous years’ models are much better functioning and rated than the ‘hot new’ car.

When you are looking for pre-owned cars for sale, at AutoMax we provide a variety of different makes, models, and years. You can really find the perfect car that fits your needs and budget.

3. Depreciation

New cars depreciate much quicker than pre-owned cars for sale. When you buy a pre-owned car its value will not drop as much as quickly as when you buy a new car. A new car will depreciate drastically the moment you drive it off the lot. This can be especially frustrating when you take out a new loan on a new car, fearing that you could become upside down on your loan, owing more than the car is worth. If you ever needed to sell the car, you wouldn’t make any money off of it. You never want to sell a car and still owe money on it.

4. No Credit Is Ok

Since first-time buyers are typically younger, they haven’t had time to build up their credit. When you don’t have any credit, you can run into issues, when trying to get financing for a car – especially a new one. New dealerships will require a co-signer, and then your title won’t be in your name fully. Many used dealerships will also require an additional signer.

With the pre-owned cars for sale at AutoMax in Henderson and Youngsville, we are a buy here pay here dealership, so if you don’t have any credit yet, that’s OK. We will help you get into a pre-owned car, no matter your credit situation. Many of our customers have bad credit or no credit, and we understand that first-time buyers need to be able to get a car, without having a lot of credit built up.

5. Room for Error

When you purchase a new car, there is a lot of pressure to keep it in top-notch shape, and if you get a scratch or a dent, it is a huge deal, since it is more noticeable. When you purchase a pre-owned car for sale, you get a lot of leeway, when it comes to keeping it in good shape. There’s likely already a bump or scratch here and there, so there is less pressure to not make any mistakes.

It’s hard to enjoy a new car, when you’re worried about messing it up. You can enjoy a great pre-owned car, without the havoc of needing to keep it error-free. Scratches or dents are less noticeable, and you can move on from small accidents without any stress.

Check Out Our Pre-Owned Cars For Sale In Henderson & Youngsville Today

It’s easy to see why buying a pre-owned car is the best route for first-time buyers and anyone, really – better value, less stress, and an all around more enjoyable experience. If you’re ready to start searching for the perfect pre-owned car for you, start by filling out our financing application and browsing through our pre-owned cars for sale online. Or, just come by our dealership today! We look forward to helping you find the perfect vehicle for you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here car dealers in Henderson and Youngsville, NC proudly provide pre-owned cars for sale to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

6 Important Regular Maintenance Tasks for Your Used Vehicle

When you buy a used car, you are concerned about longevity from the beginning. Whether you bought a lightly used car with only 40,000 miles, an used car with over 100,000 miles, or a bargain purchase with 200,000 miles or more, you know that your car won’t last as long as a new car. So, you want to do everything you can to extend its life.

Keeping up with maintenance on your used vehicle is a necessity for longevity. When you fail to keep your used car in the best condition possible, you are taking off months or years off its life, and you’re going to end up paying more for repairs than you should. Putting off one small maintenance task can turn into a big, costly repair, and then you wonder if it’s even worth it to keep your car.

Many used cars bought at a buy here pay here dealer like AutoMax can make it to high mileage, when taken care of properly. To avoid expensive repairs and extend the life of your buy here pay here used car, make sure to keep of with these six important maintenance tasks.

6 Regular Maintenance Tasks To Keep Up With On Your Buy Here Pay Here Used Car

Oil Changes

Oil changes need to be a regular occurrence on any used vehicle. While there is some controversy as to how often oil needs to be changed, the most important part is that it’s done regularly. The old advice used to be every 3,000 miles, but the new knowledge seems to be steering more towards every 5,000 miles. Whichever you prefer, this is one of the most important maintenance tasks for your buy here pay here used car. Make sure both the oil and the fuel filter are changed every time. This is also a great way to make sure there aren’t any oil leaks.

Tire Rotation and Balance

Believe it or not, your tires have a direct impact on your vehicle’s fuel economy and performance. Regular tire rotation and balance ensures that your tires wear evenly, and your car performs efficiently, extending the life of your tires.

Checking Your Fluids

When it comes to many old cars, you don’t have as many bells and whistles. You won’t get notifications from your car’s computer letting you know that a fluid is low, before it becomes a problem. That’s why checking your fluids needs to be a regular maintenance task on your buy here pay here used car. Fluids you need to check include: engine coolant, automatic transmission fluid, steering wheel fluid, windshield wiper fluid, and of course, oil.

Since older cars are more susceptible to rust and leaks, you need to keep an eye on any and all of your fluids, including oil. If you have an oil leak and you don’t notice, you could risk blowing your engine, which would put you out of a car or on a multi-thousand dollar ticket. Another common leak is coolant, and if your coolant is leaking, you could run out without noticing and overheat your car, which is very dangerous while driving.

Replacing Windshield Wipers

Replacing windshield wipers is another important maintenance task for your used vehicle. Windshield wipers go through a lot throughout the year, and after about six months, you’ll probably start to notice some wear and tear, such as squeaking, skipping, and smearing, which can be a hazard for the driver. It is normal to replace your windshield wipers every six months to a year, and it is a cheap cost and replacement that can avoid a costly accident, as a result of visibility issues.

Air Filter

Air filters are a common cause of the check engine light coming on, and when one goes without replacement, it can cause issues with your car’s air flow and efficiency. There’s nothing worse than sitting in a hot car in the summer that won’t cool down, because you haven’t replaced your air filter since you bought your car.

Air filters need to be replaced somewhere between 15,000 and 30,000 miles, depending on your car, how frequently you drive your car, and in what conditions. An old air filter can cause additional problems like lowering your gas mileage and causing ignition problems. You can do a visual check of your air filter at any time, and if it looks dirty, it’s definitely time for a replacement.

Belts and Hoses

Belts and hoses are another important regular maintenance task for your used vehicle, and they need to be replaced either every five years or 75,000 miles. While this may be one of your more expensive maintenance tasks, it is nowhere near as expensive as the damage they could cause to your engine if they fail.

Even if you have a newer used car, all belts and hoses wear out and weaken, and you’ll experience a wide range of problems, when they don’t get replaced. So, it’s best to just add this to your regular maintenance checklist.

Get A Buy Here Pay Here Used Car At AutoMax Today

When you’re ready to buy a used vehicle, our buy here pay here dealership is here to help you with both our in-house financing and a perfect used car for you. We’d love to go on test drives with you to figure out which car is best suited for your budget and lifestyle. If you’re interested in financing, check out our financing application on our website, and if you want to look at our cars before coming to our dealership in Henderson or Youngsville, browse through our used car inventory online. Have a question or want more information? Get in touch with us now!

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here car dealers in Henderson and Youngsville, NC proudly provide used cars to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Why Buy Here Pay Here Is the Smart Way to Buy a Used Car

Are you looking into a used car for yourself or a family member? Are you trying to decide whether you should go to a dealership or trust the ads online?

There are a lot of different routes that you can go, when you’re ready to buy a used car. It’s easy to browse through used car ads online, on Facebook, Craiglist, and beyond or look in the newspaper. It’s also easy to find a used car online at a dealership in your area, but there are downfalls to going to certain types of dealerships and through an individual.

To make your used car buying experience the best it can be, you should definitely consider getting a buy here pay here car at a dealership like AutoMax. Buy here pay here car buying is a seamless experience that gives you the most value for your money. Plus, you work with us through the whole process versus a third party lender that you don’t know or trust. Find out here why buy here pay here is the smart way to buy a used car.

Why A Buy Here Pay Here Car Is A Smart Choice For You

Save Money in Both the Short-term and Long-term

When you purchase a used car at a buy here pay here car dealership like AutoMax in Henderson and Youngsville, NC, you’re going to save a lot of money. With our used cars, you’ll have a low down payment. You won’t have to pay the full cost at once, like if you went through a personal a payment, like you would when buying a new car. Your monthly payments will be low and manageable, and your insurance will also be low, when compared to a new car. Repairs will also be on the cheap end, so you won’t have to worry about a car repair breaking your bank.

Work with People You Know and Trust

One of the best parts about a buy here pay here car dealership is that you get financing from the same people that you get your car from. You’re not working with an outside, third-party provider, when you get financing for your car. We are people you know and can trust, and we have your best interests in mind. We’re not just trying to make a profit off of you, and you aren’t just a number in our system. You won’t experience long wait times or talk to someone you don’t know, when you have a question or issue.

At AutoMax in Henderson and Youngsville, we want to have a long-term relationship with you, and we will do everything to make sure you are satisfied with your car and financing, no matter how long ago you purchased the vehicle. Plus, we’re a one-stop shop, and you can have a quicker and easier car buying process at a buy here pay here car dealership, which always makes everybody happy.

Focus on Used Cars

At a buy here pay here car dealership, we are focused solely on used cars. Our used car inventory is much larger than a new car dealership. You can test out a number of options to see which one is best for you. Plus, new car dealerships are solely focused on selling new cars, so used cars are a liability to them, which means they come at a larger price.

In addition, if you want to trade-in your old clunker, we’ll happily take it. Since we have a much larger customer base, we are more likely to take a very old car and find a great owner for it. You can’t trade-in a vehicle to an individual, and new car dealerships are picky and stingy, when it comes to trade-ins.

Benefits of a Used Dealer

When you choose to purchase a used car from an individual, you are much more liable for all the bells and whistles that you’ll find at a dealership, which can be stressful and intimidating. There are so many boxes that you need to check to make sure you not only have a good vehicle, but that it’s fully legal, which can be confusing and time-consuming. It’s easier to have someone walk you through the process at a dealership, like AutoMax.

Plus, AutoMax’s buy here here pay here cars come with warranties and vehicle history reports, and every car goes through rigorous re-conditioning and testing, before putting it on the lot for sale. All of these benefits help make a buy here pay here car dealership like AutoMax the smartest way to buy a used car.

Buy A Used Car The Smart Way At Our Buy Here Pay Here Dealership

When it comes to buying a used car, a buy here pay here car dealership is clearly the best option all around. From value to service and benefits, we have everything you need and more at AutoMax in Henderson and Youngsville, NC.

We’d love to help you get started finding the perfect used car for you. Feel free to browse through our used car inventory online and check out our financing application to get started with the financing you need. Ready to test drive some cars? Stop by the nearest AutoMax dealership to you, and one of our friendly professionals will help you find the perfect used car for you. Have a question or want more information? Contact us now!

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here car dealers in Henderson and Youngsville, NC proudly provide used cars to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

How Does Buy Here Pay Here Work? We’re Glad You Asked!

If you’re in the market to buy a used car, you’ve probably noticed that there are many options when it comes to car dealerships. Traditional new car dealerships are associated with a specific make (or brand) of car. Ford, General Motors, and Honda are examples of these types of dealerships. They usually sell used cars as well as new, but their primary focus is on the shiny new cars on the lot, which means you’ll shell out a lot of money – maybe more than you’re comfortable with.

Used car dealerships are a different story. Less glitzy and usually smaller than traditional new car dealerships, these lots deal exclusively in used cars. You’ll definitely find a less expensive car here, but you also run the risk of getting what you pay for. Used car dealerships are great as long as you find one that’s trustworthy and has a solid reputation. Otherwise, you might get taken for a ride.

Buy Here Pay Here Car Dealers

Luckily there’s a third option. Buy here pay here car dealerships offer reliable, safe used cars that fit within your budget. But how does a buy here pay here dealer really work? It’s a fair question since many people have never heard of this used-car-buying model. Buy here pay here dealers not only sell you the car; they take care of the financing for you, too. It’s an easy one-stop shopping experience that’s hard to beat, and it’s becoming more popular as people learn about this option and take advantage of what it has to offer.

AutoMax is a great example of a buy here pay here car dealer. This family-owned, second generation business in North Carolina was created because the owners saw a need. They saw folks who had struggled with credit issues in the past trying to find decent used cars they could easily afford. They started AutoMax to help these folks get a reliable car at a price that fits within their budget, and they’ve been serving customers in the central North Carolina region now for the past 29 years.

In-House Financing

In-house financing is what sets a buy here pay here car dealer like AutoMax apart from a traditional car dealer. While traditional car dealers do offer financing, their options depend on your credit score. They pull a credit report and start shopping your car loan around to banks and credit unions that might be interested in lending you money for the purchase. If your credit history is good, there’s no problem. If it’s not, it’s likely that you won’t be able to buy the car you’ve fixed your sights on; or if you do get a loan, you’ll pay an extremely high interest rate.

Buy here pay here car dealers handle all the financing of the cars they sell in-house. In fact, AutoMax provides on-site financing for 100% of the cars they sell. The loan approval process is quick and easy and can be done online before you visit either of their two North Carolina dealerships – in either Henderson or Youngsville.

Rebuilding For The Future

AutoMax reports your on-time car payments to Equifax, one of the leading credit reporting agencies in the country. That means that as you’re making your car payment every month, you’re helping to rebuild your own credit score. This is important because a good credit score shows lenders that you’re financially responsible. It helps you get loans for important purchases in the future and helps you get better interest rates on those loans, which can save you hundreds, if not thousands, of dollars on the purchase.

By financing used car purchases in-house, AutoMax also keeps your credit report from getting hit multiple times, something which happens when traditional car dealers shop your loan around to different banks. Multiple hits on your credit report within a short time period can negatively impact your credit score. With AutoMax that won’t happen.

Payments Made Easy

Since making timely payments is so critical, buy here pay here car dealers typically offer several ways to make payments. At AutoMax, customers can choose the option that works best for them: automatic debit card withdrawal, mail, phone, text, in-store, or via an online payment system. With all these options, it’s easy and convenient to make payments and to ensure that they’re received on time.

Other Benefits

In addition to in-house financing, buy here pay here car dealers have other significant benefits to take advantage of. They have a wide selection of newer-model used cars to choose from. Cars come onto the lot from different avenues: trade-ins from traditional dealerships, auctions, wholesale dealers, or direct purchases. Once these cars are on the lot, they’re given a thorough inspection by professional auto mechanics who check the car from bumper to bumper looking for anything that might cause safety or reliability issues. This is good news for you because you don’t have to wonder whether the car you’re about to buy will get you where you’re going.

Many buy here pay here car dealers also offer a warranty on the used cars they sell. For instance, AutoMax offers what they call “worry-free” car ownership. They offer a 12-month/15,000 mile or 18-month/26,000 mile, whichever comes first, warranty that covers mechanical issues should there be any. Having a warranty in place provides a little extra peace of mind, knowing that you’ll be taken care of if you have unexpected auto repairs. Many dealers even have loaner cars to keep you on the road if your car has to be in the shop for an extended period of time.

AutoMax also offers free oil changes during the life of your car loan, up to 4 oil changes per year. Not very many dealerships can say that! And if that’s not enough, they have a customer referral program that pays cash if you refer a friend to AutoMax. They know that referrals are the best source of new customers, and they genuinely appreciate the opportunity to serve the family and friends of their current customers.

Buy Here Pay Here Works

If you’re looking for a used car, a buy here pay here car dealer might be just what you need. And if you’re in the central North Carolina region, stop in and visit AutoMax. AutoMax has built a business on helping people rebuild their lives, starting with reliable transportation. They currently serve customers in Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren, and Halifax counties in central North Carolina. If you still have questions about how a buy here pay here car dealer works, feel free to give them a call. Customer service is their number one priority, and they’ll be happy to help you find and finance your next used car.