Automax of Henderson
519 North Garnett St., Henderson, NC 27536
Human beings make mistakes. In fact, having a standard or traditional one-size-fits-all approach is counter to culture, individuality, and life itself. We applaud people with great credit while sometimes not providing adequate services and opportunities to people who have had a credit hiccup along the way, or maybe who have a low score simply because they haven’t had the opportunity to even build credit. Should this prevent someone purchasing a car they could use for work, or to drive family around? We don’t think so. At AutoMax, we’ve been in the business since 1989 and understand that life happens. We understand that traditional financing isn’t for everyone because everyone is not the same.
Our buy here, pay here program is set up to offer the benefits of car buying to customers who have experienced financial hardships and are trying to get back on track. Having our own in-house financing, we’re able to offer a peace of mind that a third party loan provider cannot. That comes through learning about who you are, what your car buying needs are, and navigating your financial needs. But in order to understand the financing portion of car buying, we need to understand traditional financing and the benefits of buy here, pay here financing.
What goes into buying a new or used vehicle? Well, it depends on who you ask because it’s different for everyone. And the difference can often be determined by things beyond our control or by issues in the past that we’d rather keep in the past as we move forward. Buying a vehicle through traditional financing is the route to go if you don’t have prior issues with your credit and have had an opportunity to build your credit or have a cosigner. As a buyer looking for a used vehicle in North Carolina, here are a few options for the traditional financing route.
What traditional lenders favor is low risk as well as higher credit scores. And those credit scores will often determine the size of your loan and interest rate on that loan. What that means is you could be paying more than the next customer on the exact same vehicle simply based on your credit score. As a buy here, pay here lot, the majority of our customers have lower credit scores and/or are dealing with some form of prior financial hardship. Let’s look at some reasons why buy here, pay here may be your best option:
With all the information that’s out there online these days, sometimes it’s best to go ‘old school’ and meet with a professional face-to-face. Our team is always ready to talk and help you find the best vehicle for your needs at the best affordable price for your wallet. Our locations in Henderson, North Carolina and Youngsville, North Carolina are ready to help when you’re ready to swing in and say ‘hello.’