What Makes Buy Here Pay Here Car Lots Different from Others?

Buying a used car can be a frustrating experience. You’re a busy person, and finding time to shop around to find a quality used car that’s right for you can be a real pain. There’s also the issue of price. Let’s face it, you need a vehicle with a payment you can afford, and if you’ve had credit issues in the past, there’s a good chance that you’ll get turned down for a car loan. And that’s just plain depressing.

There is an easier way.

Buy here pay here car lots are the answer. If you’ve never considered using a buy here pay here car dealership, you might want to. There are many differences between conventional car dealerships and buy here pay here car lots. The latter takes the hassle out of getting an auto loan. You won’t believe how easy these dealerships make the used car buying process. No red tape, no hoops to jump through.

 

Here’s what makes a buy here pay here car lot different.

If you’re in the market for a new car, do a Google search for buy here pay here car lots near me. You’ll be surprised at how many pop up in the search results. Here are just a few of the things that make these dealerships different from traditional car dealerships.

Guaranteed Approval.

Unlike new car dealerships, most buy here pay here car lots - like AutoMax in Henderson and Youngsville, North Carolina - either do not require a credit check or do not use it to approve you. Everyone is approved, even if they’ve had credit problems in the past. And pre-qualification is easy, too. Take a few minutes to get pre-qualified online, and you’ll be able to walk into the dealership with confidence, knowing that you can get a loan for your new vehicle. It may sound too good to be true, but buy here pay here car dealerships are an excellent solution for people who need help getting a car loan because of bad credit.

Buy Here Pay Here Car Lots

No need for a bank.

Buy here pay here car dealerships replace the bank. They actually loan you the money themselves, and that enables them to be more flexible with down payments and monthly payments. There’s no need for you to chase around town trying to find a bank or credit union that will loan you the money. Buy here pay here dealers like AutoMax partner with you to come up with a financing option that meets your unique situation. And since they have their own rules and guidelines about who they lend money to, they can help you get into a vehicle with payments you can afford.

A quick and painless process.

Getting a car loan from a buy here pay here car dealership not only saves you time, but it also keeps the process really simple. No lengthy questionnaires or paperwork are needed to get approval for your loan; the whole process is streamlined. These people have it down to a science because they do it every day.

At AutoMax, you can get pre-approved by using an online form. Then visit either of their dealerships - in Henderson or Youngsville - to complete the sale. You’ll need to bring some information with you - things like a valid driver’s license, two recent pay stubs, one current utility bill - just to prove you are who you say you are. They’ll take it from there. The process is quick, easy, and hassle-free.

Plenty of ways to pay.

Most buy here pay here car dealerships give their customers plenty of ways to make their payments. They do this to make it convenient for their customers, but also because they don’t want customers to have any excuses for not making payments. The success of the business depends on the success of its customers.

AutoMax gives its customers the following ways to pay:

  • Automatic charge to your Debit Card
  • Automatic withdrawal from your checking account
  • Mail
  • Phone
  • Text
  • Online payment portal
  • Voice-response system
  • In person

Often, you can choose your own payment date so that it fits in with everything else you have to pay each month. By planning your payment date and selecting the most convenient payment method, you can be sure you’ll never be late or miss a payment.

Jump-start your credit score.

When you work with buy here pay here car lots, you have a chance to start rebuilding your credit score. Most of these dealerships want to see their customers be successful financially, so they report on-time payments each month to one or more of the top consumer credit reporting agencies. A good payment record looks good to other lenders and can help rebuild your credit score back to an acceptable level. This is helpful if you ever need to get a loan for a large-ticket item in the future.

Large inventory of vehicles to choose from.

Buy here pay here car lots are usually loaded with good-quality used vehicles that have been sourced from all over the region. These dealerships have their feelers out all the time, looking for used vehicles that need a good home. AutoMax has a vast selection of quality pre-owned cars, and they’re happy to help you pick out the one that’s just right for you. Take one or more for a test drive. If you see one on the lot in Henderson, they’ll move it to the Youngsville lot if that’s more convenient for you. You won’t find yourself wading through substandard cars at a buy here pay here dealership. Isn’t that a pleasant surprise?

Experience the AutoMax difference for yourself!

If you really want to see the difference between a conventional new car dealership and a buy here pay here car dealership, visit AutoMax. As soon as you walk in the door, you’ll feel the difference. These people do care, and it shows throughout the whole sales process. For 30 years, AutoMax has been helping people in Henderson, Youngsville, Raleigh, and Durham purchase a used car with a minimum of stress. They can help you, too!