If you’re a college student who has never bought a car before and you’re contemplating your first used car purchase, you might be wondering what exactly a Buy Here Pay Here car even is. Don’t worry about comprehending any complicated car loan terms, at AutoMax Buy Here Pay Here cars are actually a pretty simple concept to understand.
Buy Here Pay Here used car financing is when a car dealership finances the car themselves, instead doing it through a third party, like a bank or a credit union. You may have seen car commercials in the past that used language like “we finance”, “on-lot financing”, “Buy Here Pay Here”, or “Pay Here Buy Here Cars”. All of these terms boil down to mean the same thing – you make your monthly car payment directly to the dealership instead of to a loan company.
Why did we choose to be a Buy Here Pay Here dealership? By handling financing in house at AutoMax, we’re able to offer better car loans to people who ordinarily might not be eligible, like college students with little or no credit, or people who might have been turned down because of bad credit when trying to purchase a vehicle in the past. If this sounds good to you, and you're thinking, “Where can I find used cars for sale near me?” the answer is right here at AutoMax!
At AutoMax we understand the importance of sticking to your monthly budget, and we recognize that college student’s budgets are usually pretty tight. Buy Here Pay Here dealerships are a great option for anyone with limited funds. When you purchase a car from AutoMax, we guarantee you’ll get a good price based on fair market value. Our goal is to get you in the best vehicle possible so you can get to school or work, and everywhere in between, safely. We also make a point to not upsell you with additional purchases. We’re here to work with you, not to overcharge you.
If you’re worried about buying a car with poor credit, don’t be! College is hectic enough – at AutoMax we don’t want you to stress out about having a bad or a low credit score, or maybe no credit at all. When it comes to financing a pre-owned vehicle with us, our goal is to work with everyone who needs a car. Bad credit car loans are our specialty – don’t let your student loan debt keep you from getting the car you need. At AutoMax we are only concerned about your ability to pay back the auto loan.
If you went the traditional route of buying a new car at a regular dealership, you would have to take the time to visit multiple showrooms, banks, and credit unions, before finding one that will approve you for a loan. And after all that work you will likely end up paying a high interest rate or getting stuck in a bad credit card loan. By shopping at Buy Here Pay Here car lots, you’ll have your pick of used cars for sale, and by shopping at AutoMax you can rest assured that you’ll be offered used car financing.
We have Buy Here Pay Here car dealerships in Henderson and Youngsville, North Carolina, convenient and close to the Research Triangle and local colleges like North Carolina State University, Duke University, and University of North Carolina at Chapel Hill.
You can start the quick and easy process of getting approved for your used car loan by filling out the simple credit application located here. After you are approved, you can visit one of our Buy Here Pay Here car lots to begin browsing at a location closest to you. If you’re approved to get on-lot financing with us, you can even drive off the lot in the same day!
We have a stress-free purchase process, knowing we only offer used vehicles of the highest quality. You can check out our online catalog where we have hundreds of affordable, reliable, pre-owned cars, trucks, and SUVs for you to choose from. We’re sure you’ll be able to find one that perfectly suits your lifestyle and budget.
We believe that everyone deserves reliable transportation, and we’re dedicated to making sure we match each customer with the perfect car for them. Every single used car for sale on our lot has passed a rigorous quality inspection. We simply don’t sell cars that can’t pass our multi-point inspection.
Anyone who purchases a car at AutoMax gets a great used car warranty included in the purchase price. The warranty is effective for 12 months, or until you have driven 15,000 miles, whichever comes first. This generous warranty eliminates any worry about having to pay full price for potentially expensive car repairs in the future. You can check out the full list of what an AutoMax warranty can cover here.
In addition to our great warranty, buying a used car for sale at AutoMax will also get you these AMAZING cost-saving benefits:
Buying a used car can be scary, especially if you’re also paying for tuition, books, and room and board. No one wants to purchase a vehicle that ends up surprising them later with unexpected, and expensive, mechanical problems. At AutoMax you can place your trust in us because our mission is to sell cars to people who are struggling to find an affordable, reliable car due to their credit history. We believe that everyone deserves reliable transportation, and we’re dedicated to going the extra mile for you! We’re just a short drive away from the Research Triangle. So, whether you’re in school at the University of North Carolina at Chapel Hill, Duke, N.C. State, North Carolina Central University, Meredith College, or any of the many other colleges in the Raleigh Durham area, we have a used car for sale near you!
Getting a Buy Here Pay Here car with us can even potentially help improve your credit score! If you consistently make payments on-time, we will be happy to report this positive behavior to one, or more, of the major credit reporting agencies. This can help you rebuild your credit score from all those student loans, and help you to secure a more stable financial future.
We have two convenient locations:
AutoMax of Henderson, NC
519 North Garnett St.
Henderson, NC 27536
AutoMax of Youngsville, NC
512 US Hwy 1
Youngsville, NC 27596
Call us or send a message to one of our dealerships to get started today!