Will a Buy Here Pay Here Auto Loan Work for People with Bad Credit?

If you’re trying to make a major purchase with poor credit, you’re likely going to run into a few problems. Regardless of your financial standing, we understand it can be a frustrating and stressful process trying to get financing when you need it.

When you’re trying to purchase a car with poor credit, there are a few options for you. You could find a dealership that accepts low credit buyers, or you could purchase a car through a personal ad. In order to go through a dealership, you would need a significant down payment, while purchasing through a personal ad would require cash up front.

If you don’t have all the funds available for a significant down payment or to pay cash up front, you have the option of financing and purchasing a car at a buy here pay here dealership like AutoMax in Henderson and Youngsville. Buy here pay here dealerships are a great option for anyone with bad or no credit.

So, how exactly does a buy here pay here auto loan work for people with bad credit? We have the answers here.

How a Buy Here Pay Here Auto Loan Works with Bad Credit

Our buy here pay here auto loans work the same, regardless of your credit.

From searching our used car inventory online to driving off in the right vehicle for you, the car buying process is the same. We provide bad credit auto loans at AutoMax in Henderson and Youngsville, NC, because we know how important it is to have a functional vehicle. No matter what situation you’re in financially, you need to get to and from work, pick up the kids from school and extracurricular activities, and make all of your weekly grocery runs. Without a car, life can become extremely stressful and complicated.

Our auto loan and car buying process is simple and straightforward.Our customers love that we are a one-stop shop for financing and purchasing a car. They don’t need to worry about financing with a third-party lender or waiting around to see if they get approved by various banks.

You can start the auto loan application process by filling out our standard online application. As an alternative, we also have our no credit check pre-approval application that will not impact your credit score. When you come into an AutoMax buy here pay here dealership in Henderson or Youngsville for your auto loan, you’ll need a valid North Carolina or Virginia driver’s license, two recent pay stubs, and one recent utility bill to move forward in the approval process. We look forward to building a relationship with you and helping you through the car buying application process.

Your buy here pay here auto loan could help build your credit

Similar to conventional loans, on-time payments are helpful when trying to build your credit. Since we report on-time payments to Equifax each month for all of our auto loans, you could see a positive impact on your credit over time, which could mean better loan terms in the future. Going from having bad credit to good credit can truly change the course of our customers’ lives.

Our buy here pay here dealership is your financial partner

Not only do we want to help you get an auto loan at our AutoMax dealership in Henderson or Youngsville - regardless of whether or not you have bad credit. We also want to help you improve your overall financial situation. From the moment you start your application for financing, we want to get to know you and your needs so we can serve you the best we can.

Not only do we help you understand the ins and outs of your auto loan and its terms and conditions, we want to help you with your payments. We make it easy for you to pay online or set up auto-pay to ensure you’re always making your payments on time. We accept a variety of payment methods, and our payment options include:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-ins
  • Text Pay
  • Our Online Payment Portal
  • IVR
  • In-store
  • And unlike major banks and credit unions, our team is local and knows you by name. We are just one phone call or quick drive away for any question or need that arises.

Get started on your auto loan now to get into a great car today

Ready to get into a great used car at terms that work for you? Let us help you today! Start by browsing our inventory and filling out our financing application. Get in touch with us by calling us, shooting us an email, or stopping by the AutoMax dealership nearest to you! Our friendly professionals are ready to help you anytime.We look forward to hearing from you!

AutoMax of Henderson, NC - (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC - (919) 570-1107 Send our team a message

AutoMax buy here pay here dealerships in Henderson and Youngsville, NC proudly provide bad credit auto loans to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

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