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Home / Our Tax Max Deferred Seasonal Payment Program in NC

Everything You Need to Know About Our Tax Max Deferred Seasonal Payment Program


Get a Low Down Payment on a Used Car with our In-House Financing near the North Carolina Research Triangle


On November 15, 2021, we’re kicking off our annual $89 Tax Max Program, which allows qualified car buyers to drive off in a nicer, newer used car with just $89 down and a deferred seasonal payment until April 14, 2022. Plus, we’ll throw in free tax preparation! Now is the perfect time to buy a reliable used car from our pay here buy here car dealership.

If you have questions about our program, we understand! That’s why we’ve put together this handy list of frequently-asked questions to address them. You can read more about our Tax Max Program on our website and on our latest blog.

When is this year’s Tax Max Program?


Our special $89 Down Tax Max Program begins November 15,2021, and lasts through January 20, 2022. During this time, you can visit us, shop for a car, buy the vehicle you love, and drive away in a nicer, newer car than the one you had before. The remainder of your down payment is due April 14, 2022.

How much will my down payment be during the program?


No matter what price of vehicle you purchase from us, your down payment will be just $89, until April 14, 2022, when the down payment balance is due. This low down payment amount is the same whether you pay $7,000 for your car, or $17,000. However, your remaining down payment balance will vary based on the vehicle you choose from our used car lots near Raleigh, North Carolina.

How do you calculate my tax refund?


Our financial specialists are able to estimate your tax refund based on the pay stubs that you provide to them. When you come in to determine whether you qualify for our program, they’ll take a look at pay stubs from every employer you’ve had in 2021. As long as your pay stubs include how much is taken out of your paycheck in taxes and your year-to-date earnings, our financial specialists can calculate a refund estimate using the Tax Refund Services (TRS) Calculator.

Is the refund you calculate guaranteed to be the amount of money I’ll get back on my taxes?


While the TRS Calculator is often very accurate, there are many factors that go into how much money you’ll get back on your federal or state taxes. For the purposes of our $89 Down Tax Max Program, we choose to rely on the estimating tool, but there is no guarantee it is 100 percent accurate.

Is the down payment on the used car I want to buy really only $89?


The short answer is yes! You need only $89 to put down toward a nicer, newer used car.  However, you will need to pay the balance of your down payment when you receive your tax refund, no later than April 14, 2022.

Does the Tax Max Program limit the car I can choose to buy?


Under our Tax Max Program, you can purchase any vehicle on our car lot that you are qualified for, based on your monthly budget and ability to repay your loan. We do not preselect vehicles for the program; you can choose from any used car or used SUV on our lot, as long as you qualify to purchase it based on our underwriting guidelines and based on your estimated tax refund.

How big does my tax refund have to be to qualify for Tax Max?


Your tax refund must be greater than three times the amount of the full down payment on the vehicle you choose. To make it easy, let’s pretend your estimated tax refund was $600. This means you could purchase any vehicle on our car lot with a normal down payment of $200 or less. Of course, those numbers are just for illustrative purposes, and most people shopping for a used car with us qualify for a much greater refund amount.

When do I have to pay the balance of my down payment?


When you agree to buy a car from AutoMax near Raleigh, North Carolina, you will pay just $89 down. The remainder of your down payment is due by April 14, 2022 - the day before Tax Day.

Do I have to wait until April 14, 2022 to pick up the used car I bought from AutoMax?


With our deferred seasonal payment program, you can drive off our lot in your nicer, newer car the very same day you pay your down payment and sign your contract. You do not need to have paid your down payment in full prior to taking possession of your vehicle under the Tax Max Program. This means you can be driving a quality, reliable used car before the holiday season and will have your whole neighborhood turning heads as you cruise by!

What are the qualifications for the Tax Max Program?


You cannot combine the Tax Max offer and free tax preparation service with any other special offer from AutoMax. You must also:

  • Qualify for a car loan under our standard underwriting guidelines.
  • Be receiving a tax refund estimated at greater than three times the deferred down payment amount.
  • Be prepared and able to pay for taxes, tags, and license fees at the time of sale, as well as AutoMax’s standard document fee of $299 at the time of sale.

Where do I go to have my taxes prepared for free?


Once you’ve received all the tax documents you need for the 2021 tax year, such as your W2s, you’ll return to AutoMax where one of our financial advisers will prepare your taxes at no charge using Tax Refund Services. Our financial advisers are trained to prepare tax returns for our customers. Count on them to get you your maximum refund.

After you file your taxes with us, the Internal Revenue Service (IRS), part of the Federal government, will process your returns and send you your tax refund, usually as a direct deposit or a check. Please note that AutoMax cannot influence how quickly the IRS sends your refund to you, nor are we responsible for your official refund amount.  

How do I get started?


If you’re ready to drive a better car than the one you have now, visit AutoMax between November 15, 2021 and January 20, 2022. Bring along your most recent pay stubs from every employer, and we’ll help you determine which vehicles you qualify to purchase based on your estimated tax refund. No appointments are necessary, and you could drive away in a nicer, newer car the very same day!

We look forward to seeing you at one of our two North Carolina locations:

AutoMax of Henderson
519 North Garnett Street
Henderson, NC 27536
252-430-1006

AutoMax of Youngsville
512 US Highway 1
Youngsville, NC 27596
919-570-1107


Henderson
519 N Garnett St, Henderson, NC 27536

Get Directions

Sales: (252) 430-1006 | Hours
Payment Center: (919) 229-0692 | Hours

Youngsville
512 US Hwy 1, Youngsville, NC 27596

Get Directions

Sales: (919) 570-1107 | Hours
Payment Center: (919) 229-0692 | Hours

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