If you have low credit – or worse, no credit – you’ll know auto loans are difficult to get through traditional methods.
Banks and major dealerships are reluctant to take a chance on first-time borrowers, or new drivers who haven’t had a chance to establish a credit history.
Auto loans are one of the biggest contributors to your credit history, due to the amount and length of the loan. But in order to get a loan, you need good credit. It’s a vicious cycle that only serves to box buyers out of good credit and future opportunities.
How do you break the cycle?
Get approved at AutoMax to get ahead of the curve.
Why use an auto loan to fix bad credit?
Auto loans are one of the bigger purchases you’ll make in your life. The total amount of the loan, lifetime of the loan, payment size, and payment frequency positions auto loans right in the credit-building sweet spot.
Buying a car will have a huge impact on your credit history – for better or worse. This is why it’s crucial to deal with a creditor you trust, who works with you to make sure your payments are made easily, on time, and that your good habits get reported to the credit bureau.
Who gets approved at AutoMax?
AutoMax in Wilson, NC is a Buy Here Pay Here car lot. Buy Here Pay Here (or BHPH) simply means we finance all our cars ourselves, so you make payments to AutoMax instead of a loan company or the bank.
Because we finance all our auto loans in-house, there’s no big banks or creditors to complicate the process or deny your approval. This means that we get to choose who to approve for a loan – and we specialize in improving credit.
We don’t care about your credit history, only your ability to pay back an auto loan in the present.
What do I need to provide?
Getting approved at AutoMax is easy! All you need is:
- Valid Driver’s License
- Last 2 paycheck stubs (Proof of Income)
- Utility bill or bank statement (Proof of Residency)
Our online credit application is the quickest and easiest way to get approved for a car loan in Wilson, NC.
Team members are standing by to answer any questions you might have about the process.
Why is AutoMax best for On-The-Lot Financing?
AutoMax has been in the industry since the 1980s. In that time, we’ve built roots in the communities around Youngsville, Henderson, and Wilson, North Carolina, learning how to help our neighbors build – and maintain – good credit.
Here are just a handful of the benefits of financing with AutoMax.
Our Worry-Free Warranty and Benefits
When you buy with AutoMax, you’re not just getting a used car – you’re getting our promise to support you and that vehicle. We stand behind our cars. Which is why we offer benefits like:
- Free oil changes
- 24/7 towing
- Rental car coverage in the event of a breakdown.
Read more about our benefits here: Why Buy From Us?
Our worry-free warranty for 12 months, or 15,000 miles (whichever comes first) is included with every single vehicle.
AutoMax warranty terms are available to read online, too, so you know exactly what you’re getting when you sign up with us. Read about the warranty: Warranty Included On Every Vehicle Sold
We specialize in Credit Improvement
Don’t let the breadth of AutoMax benefits and services fool you. Just because we offer a lot of benefits – trades, towing, rental assistance, oil changes, and more – doesn’t mean we don’t have a speciality.
AutoMax is a Buy Here, Pay Here car lot with decades of experience in helping customers rebuild credit. Over the years we’ve seen it all. We’ve learned the ins and outs of working with low-credit or no-credit customers and helping them get their lives back on track.
No matter what life throws at you, we commit to riding with you. Our team members are ready to help you improve your credit.
We’re proud of how many customers become repeat customers!
At every AutoMax location, we get to know you and your family. Parents who’ve repaired their own credit with an AutoMax car often return to help their kids’ start their own credit history off on the right foot.
Customers consistently rate AutoMax 5-stars when they talk about their experience. We work hard to build a relationship of mutual trust with every customer.
AutoMax of Wilson, NC has you covered.
If you need a low-credit auto loan in Wilson, Youngsville, or Henderson North Carolina, AutoMax has you covered.
Get approved online with our easy credit application. Or, visit any of our in person locations to meet our team and test drive a new car.
Bad credit doesn’t have to be the end of the world. Break the cycle of bad credit. Call AutoMax of Wilson, NC today.