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Grand Opening! New AutoMax Location in Wilson, NC

Buying a new car has never been easier for Wilson, North Carolina!

AutoMax is proud to open our third storefront location in Wilson, NC. 

As North Carolinians, many of our current customers and employees have lived and worked all over the Tarheel state. After the success of our first two locations in Youngsville and Henderson, an opportunity to better serve customers in eastern North Carolina just seems natural! 

We’re excited to bring over 30 years of expertise in the car business to the Wilson market.

Our first two stores in Youngsville and Henderson have served tens of thousands of customers over the last 34 years. We think of our customers as our friends at AutoMax, and we think we’ll fit right in in Wilson.

If you’d like to contact our new location, give us a call at (252) 364-3962, or drive by our location at 4711 Nash Street N, Wilson, NC  27896!

What does AutoMax offer?

AutoMax is a Buy Here, Pay Here car lot, meaning we finance all our cars in-house. This allows us to cater to customers who might have trouble getting an auto loan through traditional channels, like new car buyers, or those with an unfavorable credit history.

We don’t care about your credit history, just your ability to repay an auto loan in the present.

Auto loans are uniquely positioned to impact your credit – for better or worse. A buy here, pay here auto loan can help you rebuild your credit by making easy, on-time payments over the life of the loan. We report your credit history to the major credit bureaus to make sure your score improves as quickly as possible!

What is a Buy Here, Pay Here car lot? Who is it for?

“Buy Here Pay Here”, “On-the-lot financing”, “We Finance” – whatever you call it, buy here pay here lots are uniquely positioned to help auto customers reestablish good credit.

Buy Here Pay Here simply means that we finance all our vehicles in-house. This means we get to cut out the middleman of a bank or outside creditor and offer a loan directly to you. 

Certain dealers claim to be “buy here pay here” lots in order to attract low credit customers, while shopping your credit information around to other banks. AutoMax is different. We personally finance every single vehicle sold and do our best to approve as many customers as we can.

If you work to make money each month, and your monthly budget can cover the cost of a vehicle, we can approve you to buy a pre-owned vehicle from us.

AutoMax is the best Buy Here Pay Here lot in Wilson, NC

At AutoMax, you’re never buying just a car. Every AutoMax vehicle comes with our worry-free warranty, benefits like oil changes and towing, and our promise to support you and your vehicle.

Our benefits include:

  • Free Oil Changes
  • 24/7 Towing
  • Rental car coverage in the event of a breakdown

Read more about our benefits here: Why Buy From Us?

Every vehicle sold comes with a worry-free warranty, for 12 months or 15,000 miles (whichever comes first.) Our warranty terms are available online: Warranty Included On Every Vehicle Sold

Dedicated Team Members

Our team members are knowledgeable, friendly, and dedicated to helping you achieve your credit goals – and the Wilson staff is no exception.

Special Programs at AutoMax

AutoMax runs special programs to reward customer loyalty and maximize your tax returns.

Referral Program

Customers can earn up to $150 by referring friends and family! 

Many of our customers are referred by someone who had a great experience with us. We’re endlessly thankful for customers who spread the word – and we want to show it!

If you’re a current or previous AutoMax customer, and your referral purchases a car from us, active customers can choose a $150 account credit, or a $100 check.

Please visit our referral page for more information on AutoMax’s referral program: Refer A Friend

Tax Max (Seasonal)

During tax season, get the most out of your return with Tax Max!

Ahead of tax season, we offer free tax preparation for both State and Federal income taxes to customers with approved credit. 

If you expect to receive a tax refund, you can put a portion of that refund down on a new car – or receive a portion of that refund early with a Refund Anticipation Loan (R.A.L.)

Tax Max is not for everyone, but the customers who are eligible make Tax Max our most popular promotion.

Details about Tax Max will be hosted on our website during the length of the promotion. Keep an eye on for details around spring 2024!

Trusted Auto Repair Services in Wilson, NC

Just like we’ve built relationships with our clients, we’ve also built relationships with a network of fantastic auto repair shops. We highly recommend our preferred partners, and use them whenever possible to keep our personal vehicles on the road!

At our partner shops, you can enjoy free oil changes on an AutoMax vehicle, and the peace of mind that comes from working with vetted and dependable expert mechanics.

Check our website for the full list of approved shops: AutoMax Trusted Partners in Raleigh & Youngsville, NC

Get approved for an auto loan in Wilson, NC at AutoMax

We couldn’t be happier to bring the finest buy here, pay here experience to Wilson and the surrounding areas.

If you’re one of our new neighbors in Wilson, swing by and see how buying a pre-owned AutoMax vehicle can help improve your credit. Our store is open from 9am to 6:30p Tuesday – Friday, and 9am to 4pm on Saturdays.

Welcome to the AutoMax family, Wilson!

Get approved for an auto loan in Wilson, NC.

How To Get Approved For An Auto Loan in Wilson, NC

If you have low credit – or worse, no credit – you’ll know auto loans are difficult to get through traditional methods. 

Banks and major dealerships are reluctant to take a chance on first-time borrowers, or new drivers who haven’t had a chance to establish a credit history.

Auto loans are one of the biggest contributors to your credit history, due to the amount and length of the loan. But in order to get a loan, you need good credit. It’s a vicious cycle that only serves to box buyers out of good credit and future opportunities.

How do you break the cycle?

Get approved at AutoMax to get ahead of the curve.

Why use an auto loan to fix bad credit?

Auto loans are one of the bigger purchases you’ll make in your life. The total amount of the loan, lifetime of the loan, payment size, and payment frequency positions auto loans right in the credit-building sweet spot. 

Buying a car will have a huge impact on your credit history – for better or worse. This is why it’s crucial to deal with a creditor you trust, who works with you to make sure your payments are made easily, on time, and that your good habits get reported to the credit bureau.

Who gets approved at AutoMax?

AutoMax in Wilson, NC is a Buy Here Pay Here car lot. Buy Here Pay Here (or BHPH) simply means we finance all our cars ourselves, so you make payments to AutoMax instead of a loan company or the bank.

Because we finance all our auto loans in-house, there’s no big banks or creditors to complicate the process or deny your approval. This means that we get to choose who to approve for a loan – and we specialize in improving credit.

We don’t care about your credit history, only your ability to pay back an auto loan in the present.

What do I need to provide?

Getting approved at AutoMax is easy! All you need is:

  1. Valid Driver’s License
  1. Last 2 paycheck stubs (Proof of Income)
  1. Utility bill or bank statement (Proof of Residency)

Our online credit application is the quickest and easiest way to get approved for a car loan in Wilson, NC. 

Team members are standing by to answer any questions you might have about the process.

Why is AutoMax best for On-The-Lot Financing?

AutoMax has been in the industry since the 1980s. In that time, we’ve built roots in the communities around Youngsville, Henderson, and Wilson, North Carolina, learning how to help our neighbors build – and maintain – good credit.

Here are just a handful of the benefits of financing with AutoMax.

Our Worry-Free Warranty and Benefits

When you buy with AutoMax, you’re not just getting a used car – you’re getting our promise to support you and that vehicle. We stand behind our cars. Which is why we offer benefits like:

  • Free oil changes
  • 24/7 towing
  • Rental car coverage in the event of a breakdown. 

Read more about our benefits here: Why Buy From Us?

Our worry-free warranty for 12 months, or 15,000 miles (whichever comes first) is included with every single vehicle.

AutoMax warranty terms are available to read online, too, so you know exactly what you’re getting when you sign up with us. Read about the warranty: Warranty Included On Every Vehicle Sold

We specialize in Credit Improvement

Don’t let the breadth of AutoMax benefits and services fool you. Just because we offer a lot of benefits – trades, towing, rental assistance, oil changes, and more – doesn’t mean we don’t have a speciality.

AutoMax is a Buy Here, Pay Here car lot with decades of experience in helping customers rebuild credit. Over the years we’ve seen it all. We’ve learned the ins and outs of working with  low-credit or no-credit customers and helping them get their lives back on track.

No matter what life throws at you, we commit to riding with you. Our team members are ready to help you improve your credit.

We’re proud of how many customers become repeat customers!

At every AutoMax location, we get to know you and your family. Parents who’ve repaired their own credit with an AutoMax car often return to help their kids’ start their own credit history off on the right foot.

Customers consistently rate AutoMax 5-stars when they talk about their experience. We work hard to build a relationship of mutual trust with every customer.

AutoMax of Wilson, NC has you covered.

If you need a low-credit auto loan in Wilson, Youngsville, or Henderson North Carolina, AutoMax has you covered.

Get approved online with our easy credit application. Or, visit any of our in person locations to meet our team and test drive a new car.

Bad credit doesn’t have to be the end of the world. Break the cycle of bad credit. Call AutoMax of Wilson, NC today.

How Hard Is It To Get An Auto Loan If You Have Poor Credit?

In today’s uncertain financial times, unexpected expenses can wreak havoc with personal finances. Many people who live from paycheck to paycheck walk a fine line every month trying to keep ahead of the bills while hoping and praying that they can avoid a disaster of some type – at least until they get their next raise. But the truth is, for many people, an unexpected large home repair bill, medical bill, or business bankruptcy can derail them financially. These setbacks can lead to negative financial statements and a damaged credit score that’s hard to recover from.

If this has happened to you, you’re probably very familiar with the negative emotions that result from this situation. Shame, embarrassment, and frustration go hand in hand with financial destruction. You might have also received the “helpful” advice of friends and relatives who’ve never been in your situation. Naysayers may tell you that you’ll never be able to rebuild your credit or that it’ll be years before anyone trusts you enough to loan you money again.

So…do you listen to their discouraging words?

The answer is no. Don’t listen to your friends and neighbors. They may mean well, but if they’ve never been in your situation, they shouldn’t be viewed as experts, right? There are ways to quickly rebuild your credit after a financial setback. It’s not the end of the world. A good place to start is with obtaining an auto loan.

How Hard Is It To Get An Auto Loan With Poor Credit?

The good news is that it’s actually not as hard as you might think, provided you know where to look. A great place to start is with a specialized bad credit used car dealership like AutoMax.

bad credit car dealership

AutoMax is a reputable buy here pay here car dealership in North Carolina.  They specialize in providing on-the-lot car financing options to help customers purchase reliable used vehicles. AutoMax offers this financing option to everyone, but they specialize in helping people with poor credit. Since they opened in 1989, AutoMax has been dedicated to helping individuals with bad credit or no credit in obtaining dependable transportation without any hassle.

Why Use On The Lot Financing Instead Of Traditional Financing?

Buying from a buy here pay here car dealership like AutoMax saves you both time and money. On the lot car financing means that the loan is made to you at the dealership. You don’t have to go through a traditional bank, and you don’t have to run around town trying to find someone who will provide you a loan. Instead, you qualify for the loan on-site, choose the car you want, and take care of all the paperwork right there at the dealership. It’s a quick, easy, and hassle-free process.

You also save money by avoiding extra charges that are typically found at a traditional car dealership. Fees like destination charges and prepayment penalties often don’t exist at a buy here pay here car dealership.

Buy Here Pay Here Car Dealerships Are Legit, Right?

Perhaps you are skeptical of bad credit car dealerships. That’s usually because you don’t know much about them. To some, they may seem too good to be true. But buy here pay here car dealerships are the real deal. While they have more flexibility when it comes to loan terms, they’re still regulated by state and local governments just like traditional lenders are. So, you can do business with them with confidence.

When you work with a reputable bad credit car dealership like AutoMax, you have the assurance of working with professionals who can guide you through every step of the car-buying process. They understand that your situation is sensitive and are committed to helping you succeed. They work with you to determine how much car you can afford based on your income and other expenses, then guide you to vehicles on the lot that fit into your budget. They want you to be successful and make sure you can make your monthly payments because it’s a win-win situation for both parties.

Qualifying For On The Lot Financing At AutoMax Is Easy.

AutoMax makes the loan qualification process extremely easy. Fill out the loan application online before you come into the dealership to get a head start on the process. You’ll need to provide some personal information like your birth date, social security number, and your monthly salary. The best part is most buy here pay here car dealerships don’t pull a credit report on you. Since they loan you the money themselves, there’s no need for a credit report. This is good news for anyone with bad credit because the more hits you have to your credit report, the worse it looks to other potential lenders.

AutoMax approves 100% of the loan applications they receive. They focus on your ability to make future car payments rather than dwell on your past credit history. All they want to see is that you can make your car payments going forward. In fact, AutoMax offers customers an opportunity to work on rebuilding their credit scores by reporting their good payment history to one or more of the top consumer credit bureaus in the country. This means you look good every time you make a payment; the more on-time payments you have, the better your credit score might look. Before you know it, you’ll be on the path to recovery.

Lots Of Payment Options Make It Convenient For You.

AutoMax offers customers a variety of convenient payment options, making it easy for you to not only obtain on-the-lot car financing at their buy here pay here car dealership but also make your payments directly to the dealership. Here are the payment methods available to you at AutoMax:

  • Automatic payment on a debit card
  • Automatic withdrawal from your checking account (ACH)
  • U.S. postal service (snail mail)
  • Phone
  • Text message
  • Online payment portal
  • In-person at the dealership

Call AutoMax For On The Lot Car Financing – Even With Poor Credit

It’s easy to get an auto loan – even with poor credit – when you know where to look. In North Carolina, people with bad credit in Raleigh, Durham, Henderson, Youngsville, or Wilson will benefit from a visit to AutoMax. Stop in today or visit online to pick out your next used vehicle. Buying a used car has never been simpler!

What Kind of Insurance Do I Need on a Buy Here Pay Here Car?

Keep Your Used Car Safe In The Raleigh-Durham Area

Auto Insurance requirements vary depending on the state that you live in, regardless of whether you own your car or have it financed through a buy here pay here dealership or another third party. In the state of North Carolina, where AutoMax is located in the Raleigh-Durham area, drivers must carry two types of auto insurance on a car you’re still paying off. Drivers must have liability insurance and comprehensive (collision) coverage.

While most traditionally financed vehicles require full coverage auto insurance, AutoMax offers special buy here pay here car insurance through one of our trusted partners. This insurance meets the state’s minimum requirements and can save you a bundle of money on premiums. It’s called Collateral Protection Insurance, or CPI, and you can purchase it through us when you sign the paperwork on your new-to-you buy here pay here car. Let’s review the types of auto insurance available to you, so you can make an informed decision on how to proceed in insuring your investment.

The Purpose Of Basic Auto Liability Insurance On A Buy Here Pay Here Car

The first type of coverage that drivers of pay here buy here cars are required to carry is called basic auto liability insurance. Basic auto liability insurance does not cover the cost of any damage to your own vehicle or your own bodily injury in the case of an auto accident. However, it does cover any damage you may do to another vehicle or property.

If you want to repair your own vehicle or cover your medical bills after an accident, basic liability insurance won’t be enough for you. You’ll need to come up with the cash to pay for the repairs to your car or for your own medical bills yourself.

Basic auto liability insurance does cover the damage done to any other person or vehicle involved in the accident. So, in the case of an accident with another vehicle, the other vehicle and driver are protected by your insurance. In the case of basic auto liability coverage, it is required to carry at least this level so that other drivers on the road are protected in the case of an emergency. This is also why it is required in the Raleigh, North Carolina area to carry basic liability insurance on a pay here buy here car

The minimum liability coverage required by North Carolina law is as follows:

  • $30,000 per injured person
  • Up to a total of $60,000 for all injured in an accident
  • $25,000 for property damage

Collision And Comprehensive Coverage For Used Cars

Collision or comprehensive insurance is crucial if you are still paying off your vehicle, including those financed through buy here pay here car lots. This coverage protects your vehicle in case of a collision. The time you accidentally back into a pole? Covered. Did your garage jump out in front of you again? Covered. Side-swiped the gas pump? Covered. Mistakes happen, but having collision insurance will help cover you – just in case. Comprehensive or collision insurance gives you peace of mind that you and your vehicle will be taken care of in the case of an accident.

Comprehensive coverage also covers costs in the case of theft, hail damage, animal damage, vandalism, falling objects, and more. Comprehensive and collision are usually purchased in combination. Both types of coverage are required when purchasing a buy here pay here vehicle until it is fully paid off. The downside is that this insurance premium can be expensive, especially if your driving record isn’t squeaky-clean. Auto Max offers you an alternative that can save you some serious dough: CPI insurance.

Collateral Protection Insurance From AutoMax

With a pay here buy here dealership purchase, you can choose from either collision and comprehensive coverage from your third-party insurer, or you can purchase CPI to accompany your basic liability insurance, which you’ll also need to get from an insurance company. 

CPI is a type of insurance coverage offered in-house by AutoMax through one of our valued business partners. Just as a buy here pay here car lot doesn’t consider your credit history, CPI insurance doesn’t consider your driving record before granting you coverage. Instead, you can get CPI insurance at a flat rate of just $89 per month.

So, despite your accident-prone driving record, your auto insurance costs won’t be higher. With traditional insurance options, good drivers are rewarded with lower monthly insurance payments, and those with some past indiscretions are punished repeatedly every time a premium payment is due. Another positive of purchasing CPI through AutoMax is that you can simply pay your monthly premium with your monthly car payment – no need to send in a separate payment.

CPI coverage is equivalent to purchasing both collision and comprehensive coverage, meaning it covers what happens to your vehicle by your driving mistake or rogue natural causes. CPI comes standard with a $500 deductible, something that can vary with traditional insurance depending on what policy level you choose. This means that if damage to your vehicle does occur (whether collision or comprehensive), you’re responsible for the first $500 it takes to fix the damage and CPI coverage will cover costs beyond that. 

If you have questions about our in-house collateral protection insurance, one of our expert sales team members will be able to walk you through the coverage. If you are a Youngsville, North Carolina customer, please call (919) 570-1107. If you are a Henderson, North Carolina customer, please call (252) 430-1006

Bottom Line: You Must Have Insurance Coverage On Your Buy Here Pay Here CAR

As with any type of financed vehicles, our pay here buy here car lot requires insurance coverage to ensure you’re driving legally and keeping your car on the road. Both the liability coverage and the collision and comprehensive are required, or you can choose the liability and the CPI coverage. The good news is that you have options, and the insurance coverage Auto Max can provide you tends to be more affordable than purchasing full-coverage protection required by traditional financing options.

Contact our team of experts today to discuss your buy here pay here used car insurance options. 

Buy Here Pay Here Financing

Buy Here Pay Here Financing Explained

True Buy Here Pay Here dealerships handle 100% of financing in-house for the cars they sell rather than financing through a traditional bank or credit union. If you’ve searched the Internet for a good used car in North Carolina lately, you’ve probably seen several advertisements for buy here pay car dealers or buy here pay here financing. By now you may be wondering what that means. Although buy here pay here financing has become more common over the past few years, not everyone has heard of this method of purchasing a used car. However, it’s a viable option – and may be the best solution – for someone who has suffered from credit challenges in the past and cannot pay cash for a car.

What Does Buy Here Pay Here Financing Mean?

Buy here pay here financing is a term that’s used to describe the process of arranging a loan for a used car through the dealership the car is being purchased from rather than from a traditional bank, savings and loan, or credit union. Buy here pay here dealerships handle all financing on-site for the cars they have on their lot. They’re willing to take on the risk of lending money to someone with bad credit or someone who hasn’t had a chance to establish credit of any kind yet.

How Do I Recognize A Buy Here Pay Here Dealer?

Many terms are used in the industry for this type of car dealer. Phrases such as on-the-lot or in-house financing, easy financing, or no credit check financing often signal that the dealer is a buy here pay here car dealer. They all function in largely the same way, although there may be slight differences from one dealer to the next. AutoMax in Henderson and Youngsville, North Carolina is a good example of a trusted buy here pay here car dealership. They’ve been making car loans to customers in Henderson, Youngsville, and the surrounding areas for nearly 30 years and they love educating customers on the buy here pay here financing process. If you have questions about how buy here pay here financing works, jot them down, and then stop in and talk with the folks at AutoMax.

Making Payments Is Easy And Convenient

Buy here pay here dealers provide many different ways for you to make your car payment, allowing you to choose the one that’s right for you. The payment date typically coincides with payday, so making the payment every paycheck is convenient from a budget and timing perspective. Dealers often request that you make payments in person; but many dealers offer other options like online payment portals, payment by phone, automatic payment withdrawal from your checking account, or traditional mail service, to name a few. AutoMax allows you to pay online easily. AutoMax has an interest in your overall success, so they’re willing to work with you to ensure that making your payment is as convenient as possible.

Is Buy Here Pay Here Financing A Good Solution For Me?

Buy here pay here financing can be an excellent solution for someone who is not able to get a loan through traditional means. Buy here pay here dealers work with you when you come into the dealership. The qualification process is often very quick and easy, so you’ll know within minutes of arriving that you are approved. By requesting salary information, they’re able to come up with a down payment that your budget can handle. Payments are affordable, too. Buy here pay here car dealers like AutoMax want you to be happy with your purchase and comfortable with your payment schedule. They know that you’re more likely to succeed in keeping up with your payments if they fit well within your monthly budget.

Rebuilding your credit score is another reason why buy here pay here financing might be right for you. Many buy here pay here car dealers report your good payment history to Equifax. This good payment history gives you brownie points in the eyes of the agencies and future lenders because the more reliable you are with making car payments, the better risk you are for other lenders. This can boost your credit score and improves the chances of getting a conventional loan if you ever need to make another large purchase, such as a house.

Experience It For Yourself

Buy here pay here financing is simple once you understand how it works, and it’s a great way to purchase a used car if you have bad credit or haven’t had an opportunity to establish any credit record yet. North Carolina car dealer AutoMax has two convenient locations, one in Henderson and one in Youngsville, North Carolina. They’ve been serving customers in Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren, and Halifax counties; and they’d love to help you, too. Stop in today and experience the ease of buy here pay here financing for yourself.

Buy Here Pay Here

How Many Miles On A Used Car Is Too Many?

Higher Mileage Used Cars Can Be A Wise Purchase

When considering the purchase of a used car, potential buyers inevitably ask the question: “How many miles is too many on a used vehicle?” While we can’t give you an exact number, we can help you with several factors that might help you make your decision on which used car to buy.  In the past, a car that reached 100,000 miles was almost considered ready for the scrap pile and sold at a steep discount. With the recent improvements in technology and manufacturing techniques, many vehicles reach the 200,000-mile level with ease.

At AutoMax, we advise consumers to look at how many miles are left on a used car, used truck or used SUV as opposed to how many miles are on the vehicle to understand the longevity of buy here pay here cars.

What About The Cars For Sale At Pay Here Buy Here Car Lots Near Me?

There are some simple factors to consider when assessing whether a used vehicle is worth purchasing. One of the first factors to consider is the maintenance history of the vehicle. Has the vehicle been maintained with regular oil changes and other regular maintenance requirements? Check the Carfax report and see if the previous owner(s) kept service records.

A vehicle with one owner that has regularly maintained the vehicle is usually going to be a better purchase than a vehicle that has had multiple owners and somewhat incomplete maintenance records. However, that doesn’t mean a car with fewer records is always a bad choice.

Another thing to check is if the vehicle has been subject to any recalls and if the vehicle has received all necessary recall repairs. A reputable dealer should be able to supply you with the Carfax report to show the number of open recalls.

How did the vehicle get so many miles

Additionally, one should consider how the vehicle was used in its past life. If the vehicle has been used by a person driving the car principally for business, it has most likely been well maintained. A vehicle with 80,000 highway miles can sometimes be in better shape than a car driven hard in the city with 50,000 miles on the odometer. 

A wary buyer should use as a general rule of thumb that most cars are driven 12,000-15,000 miles per year. If a vehicle is 10 years of age, it should have between 120,000 miles and 150,000 miles on the odometer. If a vehicle has accumulated substantially more miles or fewer miles, an inquiry related to this should be investigated. Of course, it’s possible that an older car with low mileage was a second family car or owned by someone who rarely drove. You should still do your due diligence to inquire about whether it was inspected to check for issues that can arise when vehicles sit for long periods of time.

Beware the four-year-old vehicle that has 90,000 miles on it with more than one owner — it may not have been maintained in a fashion that will get it to that 200,000-mile level and may have substantially less than the approximately 100,000 miles of use left that you could reasonably expect. 

Finding A Quality Used Car For Sale In The Research Triangle Without Too Many Miles

All in all, an inspection by an independent mechanic before purchasing the vehicle is always a good idea, or purchasing a used car with a warranty from the lot. Requesting a vehicle history report from a reputable source such as Carfax can show you how many owners a vehicle has had. The Carfax report will also help to verify service, maintenance, and repair records, and will show any history of accidents in which the vehicle may have been involved. These reports can be an invaluable aid when seriously considering the purchase of a vehicle. (AutoMax provides both a Carfax report and a complementary warranty with every vehicle sold!)

Vehicles that have been used as rental cars are certainly worth considering. These vehicles are generally newer, but have higher mileage than the 15,000 miles per year rule of thumb. However, these vehicles, by virtue of their usage, are usually well maintained and have likely been reconditioned before being offered for sale. 

When you consider that the average vehicle on the road these days is 12 years old, if you find a vehicle that is seven years old with around 100,000 miles on it, you can reasonably expect to get several more years on the vehicle if it has been properly maintained. 

Purchasing a used vehicle from a buy here pay here lot rather than a private seller in Raleigh-Durham is also something a buyer should consider. A vehicle from a professional car lot like AutoMax will most likely have been thoroughly inspected and reconditioned by AutoMax. This should at least give a purchaser some comfort in knowing we will take care of any obvious issues. A worry-free warranty is included with every vehicle sold.  

Which Used Cars Can Last 300,000 Miles?

There are certain vehicle makes and models that history shows have been more reliable and have consistently proven to last longer than other vehicles. Research shows that there are a good number of vehicles on the road that have reached the lofty range of 300,000 miles. Of course, several factors determine whether a vehicle will reach this milestone, especially the level of maintenance it has received and how responsibly it was driven.

The Honda Civic has been consistently one of the best vehicle performers in longevity and has been a fixture on the Consumer Reports list of the longest-lasting vehicles. 

The Subaru Forester is another vehicle that owners have rated highly for dependability on an ongoing basis. In general, all Subaru vehicles are highly rated as having a good chance at lasting over 200,000 miles. 

If you are looking for a truck, the pre-2016 Toyota Tacoma is a safe bet to give extended mileage and reliability. 

Looking at electric vehicles? The Ford Escape Hybrid has accumulated impressive mileage numbers as attested to by New York City taxi fleets. The first 18 put into service all accumulated more than 175,000 miles and have remained a significant percentage of the taxi fleet to this day. Many of these cars having more than 400,000 miles on the odometer. 

The granddaddy of all vehicles in terms of mileage and reliability is the Toyota Camry, which sees more than 20% of its owners keeping the vehicles for 10 years or more and even passing it down to their kids as their first cars.

AutoMax Is Closer To Raleigh, NC Than You Think!

When buying a used vehicle, consider AutoMax, where you can find a great buy here pay here car. Our mission is to make it easy for Raleigh, North Carolina residents to buy reliable vehicles. We do this with in-house financing. For people with past credit challenges or no credit at all, buying a car through a traditional dealership can be a struggle if they can’t qualify for a bank loan. At AutoMax, we have the solution, and can get you into a new-to-you car with financing options that are right for you.

You can get started on the search for your next car by getting approved for our buy here pay here financing before you visit our lot. We’ll use the information you provide to show you cars that fit your budget and lifestyle. We’ll even let you trade in your old vehicle as a downpayment!

Visit our car lots in Henderson and Youngsville to browse our selection of vehicles, or check out our inventory online.

Bad Credit Financing

Finding a Bad Credit Car Dealership in North Carolina

We are here to help you find the best bad credit car dealership and get you on the road to success. A good, reliable set of wheels is one of the basics in life, right? You have to have a way to get from point A to point B, whether that’s the office, grocery store, or church on Sunday. If you have a reliable car already, that’s awesome. But if you don’t, it may be time to go shopping. There’s nothing more stressful than driving around in a car that may break down at any moment. That’s no fun.

Okay then, it’s time to go car shopping.

But What Happens If You Have Bad Credit?

inside bhph dealership

Most everyone needs some type of financing to purchase their car. For someone with a bad credit score, the prospect of buying a car can be daunting. Not only do you have to spend time searching around for a car that seems reliable and affordable. You also have to deal with the uncertainty of being able to qualify for a loan. Then there’s the embarrassment that comes with being turned down time and again by traditional lenders because of your credit score. And worst of all, the thought…”Are they going to laugh at me after I walk out?”

A Bad Credit Car Dealership May Be The Answer.

Bad credit car dealerships specialize in working with people that have had credit challenges in the past and are suffering from a low credit score as a result. They make loans to people like you because they know how important it is to have a reliable, safe vehicle. They also know that you’re probably a good person, and your credit score is the result of a few bad decisions in the past. That’s okay. Bad credit car dealers get it. They’ll work with you to get you into a reliable vehicle that you can afford.

Here’s How A Bad Credit Car Dealership Can Work For You.

#1: Fast Pre-Approval Process

Getting pre-approved to buy a car at a bad credit car dealership is typically a very quick and easy process. It can often be done online before you even go to the dealership. Simply answer a few quick questions – usually about your job status, monthly income, and residency – and you get an answer back within minutes. It’s easy and pain free!

The benefit to going through the pre-approval process online ahead of time is that when you walk into the dealership, you’ll already feel secure in knowing that you have already qualified for a vehicle. That takes a lot of the stress out of the car buying process.

#2: In-House Financing

A bad credit car dealership, sometimes called a buy here pay here dealership, handles all the financing approvals and paperwork on site. This includes making the decision about who they make a loan to and who they choose not to loan to. A bad credit car dealership will not limit loans to individuals with “perfect credit” or use formulas to qualify someone as a traditional bank does. Instead, they will listen to your story and help you find the right vehicle for your unique situation using the means you have available. It’s a much more personalized process and helps ensure that you not only get the car you need, but you can afford to fit the payments into your budget, as well.

#3: Great Selection

Bad credit car dealerships usually have a great selection of used cars on the lot at any given time. Most of what you’ll find will be somewhere in the area of 15 years old or less. While 15 years may sound like a lot, these cars don’t make it onto these lots unless they have a lot of life left in them. You’ll find a great selection to choose from and can shop with the confidence that these cars have all been inspected for safety and reliability before ever being offered for sale. Go ahead. Take one for a test drive and see what you think.

Sounds Good. Now How Do I Find A Bad Credit Car Dealership In North Carolina?

Good question!

Bad credit car dealerships are located in pretty much every state in the country. They’ve become very popular over the past decade as car dealers have recognized the need for this type of financing service. According to Experian, about 30% of consumers in the United States have a subprime credit score. That’s a huge market! (Look at it this way – at least you’re in good company.) To serve the needs of consumers like you, bad credit car dealerships have popped up all across the country, including in North Carolina.

Here’s How To Find One Near You:

Look for a dealership with a special finance department or in-house financing.

The terms “special financing” and “in-house financing” are code words for a bad credit car dealership. Listen for those terms when you hear ads on TV or on the radio. Look for them as you drive around town. Wherever you find these phrases, you’ll probably find a bad credit car dealership.

Google It.

What on earth did we do before Google? If you’re looking for a bad credit car dealership in North Carolina, ask Google to show you the locations that are nearest to you. You can Google the phrases, “bad credit car dealership in North Carolina” or “buy here pay here dealership in North Carolina” and see what comes up in the results.

Go To AutoMax.

How about the quick and easy route? Instead of guessing as you drive around town or hoping that Google can figure out a dealership that’s close to home, why not stop in at AutoMax? AutoMax is a bad credit car dealership in North Carolina that serves the Raleigh-Durham metro area, as well as Henderson and Youngsville. These folks have been in the business for nearly 30 years, and they know what they’re talking about. They finance 100% of their loans in-house, and they’ll be happy to talk with you about your unique situation and see what they can do to get you in a reliable used car that fits your budget.

Why Buy Here Pay Here Cars Are Perfect for High School Graduates

You’ve recently graduated high school, it’s an exciting time, and it’s a perfect time to upgrade your vehicle. Time to get rid of that classic first car that has seen better days and get into a better vehicle.

While new cars may seem like an attractive option, used cars are financially a better decision and AutoMax provides buy here pay here, on-the-lot financing on all of our used cars. There are so many benefits to choosing AutoMax in Henderson and Youngsville for your used car purchase. From in-house financing to our wide selection of used cars, here’s why AutoMax’s on-the-lot financing used car dealership is perfect for high school graduates.

Why Recent High School Graduates Choose AutoMax Buy Here Pay Here Cars

No Credit Is OK.

When you choose a buy here pay here dealership like AutoMax in Henderson and Youngsville, you can have little or no credit and still get in a great used car. With our buy here pay here financing, we understand recent high school graduates haven’t had much time or a need to build credit history.

Even though 99% of high school graduates don’t have any credit built up, we still want them to get into a great, trustworthy vehicle. Buy here pay here financing is perfect for recent high school graduates that don’t have any credit, because unlike many other car dealerships, we work with customers who have little or no credit. Everyone is welcome here.

You Can Have A Lower Down Payment.

When you purchase a car from an on-the-lot financing dealership like AutoMax in Henderson and Youngsville, we are more flexible with down payment options, since we finance with you in-house. This is perfect for recent high school graduates, since they usually don’t have thousands of dollars saved up for a down payment on a car.We will work with your budget to get you the down payment that works for you.

Buy here pay here dealerships like AutoMax in Henderson and Youngsville only sell used cars, which are the ideal car for recent high school graduates. Used cars are easier to keep up with money-wise. They require less insurance costs and less tax costs, and the parts to replace them are cheaper. In addition, used cars don’t lose value as quickly. Our used cars will hold value over time, so when you decide to sell the car, you will get a price closer to your purchase price than a new car.

Most importantly, Henderson and Youngsville AutoMax have a better selection of used cars than new car dealerships and many other dealerships. We can help you find a dependable used car that is perfect for your needs at a price that works for you.

You Are Financing With People You Trust.

At AutoMax in Henderson or Youngsville, we provide in-house financing on 100% of vehicles sold on our lot. Our customers love that they are getting a loan from a local company with people that they know, instead of feeling like just another number in the system to a big lender. There are no long wait times or lack of personability.

We get to know you and your needs from the start of when you walk onto our lot looking for a vehicle, and we continue to stay in touch over the years. We love building relationships with our customers, and we are happy to be a trusted provider of used cars through our on-the-lot financing program, which helps numerous people get into great cars with low credit and low down payments.

We’ll Take Your Old Trade-In.

Since we focus on used cars, trade-ins are not as much of a liability to us. When you try to trade-in a vehicle at a new dealership, they really don’t want it, so they end up making more of a profit off of your vehicle purchase to make up for it. We are much more likely to find a buyer than new car dealerships, so we will happily take your high school car that’s been your old faithful first car.

Get A Great Post-High School Car At Our Buy Here Pay Here Dealership In Henderson Or Youngsville Today

We look forward to helping any high school graduate get into the perfect post-high school car for them with our flexible in-house financing. Come by the dealership nearest you to check out our selection and test drive a few cars. You can also browse through our inventory online to get an idea of what we have that you’ll love.

Want to get started with financing? Fill out a financing application at your convenience. We look forward to learning about you and your needs and getting you in the best car for you! Have a question or want more information? Call us, send your nearby dealership a message, or come by today! We look forward to working with you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here dealerships in Henderson and Youngsville, NC proudly provide used cars to high school graduates in Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

5 Benefits of On-the-Lot Financing at AutoMax in Henderson & Youngsville

Are you looking to buy a vehicle and considering all of your options? Used cars. New cars. Used car dealerships. New car dealerships. So many different routes for financing. The options and decisions to make seem to be endless when buying a car.

When you’re in need of a great car and dependable financing, there are so many benefits to on-the-lot financing at a buy here pay here dealership like AutoMax in Henderson and Youngsville. Here are some of the top reasons why customers choose us for their car purchase and financing.

Why Choose On The Lot Financing At AutoMax In Henderson & Youngsville

Past Credit Issues.

When you have past credit issues, it can be difficult trying to get a dependable used car with financing. You can get turned down easily, and when you find yourself without a vehicle, you don’t have any time to waste. So instead of running the risk of being denied for a loan through a bank or large dealership, come to AutoMax in Henderson or Youngsville to experience the benefits of on-the-lot, in-house financing with guaranteed approval.

When you work with an on-the-lot financing dealership like AutoMax in Henderson and Youngsville, NC, you’re able to have past credit bumps and bruises and still get into a nice used car. We are accepting of many different financial and credit situations. Many of our customers have experienced these kind of problems and we are thrilled that we can help them them get into a dependable car.

We Build Trusting Relationships.

From the moment you step onto our lot, we want to build a relationship with you. We want to get to know you and your needs. At AutoMax in both Henderson and Youngsville, 100% of cars sold at our dealership are financed in-house. Our customers love that they can finance through a local company that gets to know them personally. At AutoMax you are not just another number in our system. We want to withhold our end of the bargain and provide you with a dependable car that will last you for many years.

We Will Take Your Trade-In.

Unlike many other dealerships, we are very flexible with the trade-ins we take. We will take your trade because we are much more likely to find a home for it as we are focused on selling only used cars. We see trade-ins as cars that have lasted through many years, not as a liability.

You’ll Get A Top-Quality Used Car.

At AutoMax in Henderson and Youngsville, we’re focused on selling quality used cars. We have a plethora of used car options and we can help you find the perfect one for you. Like SUVs? We have so many different makes, models and years, and we would love to test drive a wide variety with you. No matter what makes, models, and styles of cars you’re into, we’ve got options for you. We’d love to help you find the perfect used car to fit your needs and budget at our buy here pay here dealership.

You Can Have A Lower Down Payment.

One of the best benefits of on-the-lot financing at AutoMax in Henderson and Youngsville is that we work with your budget and needs to give you a lower down payment than many other dealers. We love that we can provide this unique specialty, as part of our on-the-lot financing program at AutoMax.

Get The Perfect Car For You With On-The-Lot Financing At AutoMax In Henderson Or Youngsville Today

Come enjoy the benefits of on-the-lot financing and our huge selection of used vehicles at the AutoMax dealership near you today! We have cars, trucks, and SUVs of all makes, models, years, and styles waiting for you to test drive them at your convenience. Want to see what we have on our lot currently? Browse through our online used car inventory to see what you’d like to test drive. If you’re ready to get started with financing, fill out a financing application.

We look forward to helping you with your car and financing at any time. Get in touch with us today with any questions you have, and we look forward to getting to know you, your car, and your financing needs. Call, send us a message, or drop by our Henderson or Youngsville dealership today to get started!

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax on-the-lot financing dealerships in Henderson and Youngsville, NC proudly provide used cars to customers in Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

4 Differences Between Buy Here Pay Here Dealerships and Other Dealerships

Are you in need of a vehicle? Are you considering both new and used car dealerships for your vehicle purchase?

When it comes to purchasing a vehicle, there are a wide variety of dealerships to consider when looking for a car. When it comes to buy here pay here dealerships, there are many unique differences from other dealers.

4 Ways Buy Here Pay Here Dealerships Are Different Than Other Dealerships

We Provide In-House, On-The-Lot Financing.

At buy here pay here dealerships like AutoMax in Henderson and Youngsville, we provide on-the-lot financing. That means that we don’t go through another provider for financing. We are your one stop shop for both the car, truck, or SUV that fits your needs and the financing that fits your budget. At AutoMax buy here pay here car dealerships, 100% of our vehicles sold are financed in-house.

There are so many benefits for our customers with our in-house financing. With AutoMax, it’s easy! We can finance you on our lot and find you the car you need without having to go elsewhere and wait for approval. We’re more personable, getting to know you and your needs from the beginning so that you feel at home with us. Our customers find it easy to call or get in touch with us regarding their financing at any time, and they don’t feel like just another number in our system like many third-party financing providers. We’re local and only a short drive away with our two locations in Youngsville and Henderson.

We Accept Low Or No Credit Customers.

We understand everyone can experience credit troubles, which can create difficulty financing a car. Many lenders will turn down customers with poor credit, but not here! At AutoMax buy here pay here dealerships, we are happy to accept low or no credit customers. We don’t want credit to stop you from getting into a great vehicle that you can trust for years to come.

We are happy to help customers in all types of financial situations, get past the credit numbers and get into a car that fits their needs. You don’t need to worry about having an error-free financial history at AutoMax in Henderson and Youngsville.

We Focus Solely On Dependable Used Cars.

AutoMax in Henderson and Youngsville provide dependable used vehicles. We stand behind our inventory and provide a warranty with each vehicle to provide peace of mind to all of our customers. We have a wide variety of used cars that fit every need, budget, and lifestyle. No matter what make, model or type of vehicle you’re considering, we can help you choose a dependable car that we stand behind.

Your Down Payment Is More Flexible.

Since 100% of vehicles sold at our buy here pay here car dealerships are financed in-house, we can be more flexible with the terms of your financing, including your down payment. We want to help you get into a car that fits your needs and finances. We’ll work with you to find a down payment that fits your budget.

Come To Our Buy Here Pay Here Dealerships In Henderson & Youngsville For A Great Used Car Today

If you’re ready to get into a dependable used car and finance from people that you can trust, come to AutoMax in Henderson and Youngsville to find the perfect used car. Ready to get started? Fill out our financing application and search through our pre-owned cars for sale on our website. Or just come by the dealership nearest you today! We look forward to getting to know you and helping you get into the perfect vehicle for you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here dealers in Henderson and Youngsville, NC proudly provide used cars and in-house financing to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.