Why Buy Here Pay Here Is the Smart Way to Buy a Used Car

Are you looking into a used car for yourself or a family member? Are you trying to decide whether you should go to a dealership or trust the ads online?

There are a lot of different routes that you can go, when you’re ready to buy a used car. It’s easy to browse through used car ads online, on Facebook, Craiglist, and beyond or look in the newspaper. It’s also easy to find a used car online at a dealership in your area, but there are downfalls to going to certain types of dealerships and through an individual.

To make your used car buying experience the best it can be, you should definitely consider getting a buy here pay here car at a dealership like AutoMax. Buy here pay here car buying is a seamless experience that gives you the most value for your money. Plus, you work with us through the whole process versus a third party lender that you don’t know or trust. Find out here why buy here pay here is the smart way to buy a used car.

Why A Buy Here Pay Here Car Is A Smart Choice For You

Save Money in Both the Short-term and Long-term

When you purchase a used car at a buy here pay here car dealership like AutoMax in Henderson and Youngsville, NC, you’re going to save a lot of money. With our used cars, you’ll have a low down payment. You won’t have to pay the full cost at once, like if you went through a personal a payment, like you would when buying a new car. Your monthly payments will be low and manageable, and your insurance will also be low, when compared to a new car. Repairs will also be on the cheap end, so you won’t have to worry about a car repair breaking your bank.

Work with People You Know and Trust

One of the best parts about a buy here pay here car dealership is that you get financing from the same people that you get your car from. You’re not working with an outside, third-party provider, when you get financing for your car. We are people you know and can trust, and we have your best interests in mind. We’re not just trying to make a profit off of you, and you aren’t just a number in our system. You won’t experience long wait times or talk to someone you don’t know, when you have a question or issue.

At AutoMax in Henderson and Youngsville, we want to have a long-term relationship with you, and we will do everything to make sure you are satisfied with your car and financing, no matter how long ago you purchased the vehicle. Plus, we’re a one-stop shop, and you can have a quicker and easier car buying process at a buy here pay here car dealership, which always makes everybody happy.

Focus on Used Cars

At a buy here pay here car dealership, we are focused solely on used cars. Our used car inventory is much larger than a new car dealership. You can test out a number of options to see which one is best for you. Plus, new car dealerships are solely focused on selling new cars, so used cars are a liability to them, which means they come at a larger price.

In addition, if you want to trade-in your old clunker, we’ll happily take it. Since we have a much larger customer base, we are more likely to take a very old car and find a great owner for it. You can’t trade-in a vehicle to an individual, and new car dealerships are picky and stingy, when it comes to trade-ins.

Benefits of a Used Dealer

When you choose to purchase a used car from an individual, you are much more liable for all the bells and whistles that you’ll find at a dealership, which can be stressful and intimidating. There are so many boxes that you need to check to make sure you not only have a good vehicle, but that it’s fully legal, which can be confusing and time-consuming. It’s easier to have someone walk you through the process at a dealership, like AutoMax.

Plus, AutoMax’s buy here here pay here cars come with warranties and vehicle history reports, and every car goes through rigorous re-conditioning and testing, before putting it on the lot for sale. All of these benefits help make a buy here pay here car dealership like AutoMax the smartest way to buy a used car.

Buy A Used Car The Smart Way At Our Buy Here Pay Here Dealership

When it comes to buying a used car, a buy here pay here car dealership is clearly the best option all around. From value to service and benefits, we have everything you need and more at AutoMax in Henderson and Youngsville, NC.

We’d love to help you get started finding the perfect used car for you. Feel free to browse through our used car inventory online and check out our financing application to get started with the financing you need. Ready to test drive some cars? Stop by the nearest AutoMax dealership to you, and one of our friendly professionals will help you find the perfect used car for you. Have a question or want more information? Contact us now!

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here car dealers in Henderson and Youngsville, NC proudly provide used cars to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

How Does Buy Here Pay Here Work? We’re Glad You Asked!

If you’re in the market to buy a used car, you’ve probably noticed that there are many options when it comes to car dealerships. Traditional new car dealerships are associated with a specific make (or brand) of car. Ford, General Motors, and Honda are examples of these types of dealerships. They usually sell used cars as well as new, but their primary focus is on the shiny new cars on the lot, which means you’ll shell out a lot of money – maybe more than you’re comfortable with.

Used car dealerships are a different story. Less glitzy and usually smaller than traditional new car dealerships, these lots deal exclusively in used cars. You’ll definitely find a less expensive car here, but you also run the risk of getting what you pay for. Used car dealerships are great as long as you find one that’s trustworthy and has a solid reputation. Otherwise, you might get taken for a ride.

Buy Here Pay Here Car Dealers

Luckily there’s a third option. Buy here pay here car dealerships offer reliable, safe used cars that fit within your budget. But how does a buy here pay here dealer really work? It’s a fair question since many people have never heard of this used-car-buying model. Buy here pay here dealers not only sell you the car; they take care of the financing for you, too. It’s an easy one-stop shopping experience that’s hard to beat, and it’s becoming more popular as people learn about this option and take advantage of what it has to offer.

AutoMax is a great example of a buy here pay here car dealer. This family-owned, second generation business in North Carolina was created because the owners saw a need. They saw folks who had struggled with credit issues in the past trying to find decent used cars they could easily afford. They started AutoMax to help these folks get a reliable car at a price that fits within their budget, and they’ve been serving customers in the central North Carolina region now for the past 29 years.

In-House Financing

In-house financing is what sets a buy here pay here car dealer like AutoMax apart from a traditional car dealer. While traditional car dealers do offer financing, their options depend on your credit score. They pull a credit report and start shopping your car loan around to banks and credit unions that might be interested in lending you money for the purchase. If your credit history is good, there’s no problem. If it’s not, it’s likely that you won’t be able to buy the car you’ve fixed your sights on; or if you do get a loan, you’ll pay an extremely high interest rate.

Buy here pay here car dealers handle all the financing of the cars they sell in-house. In fact, AutoMax provides on-site financing for 100% of the cars they sell. The loan approval process is quick and easy and can be done online before you visit either of their two North Carolina dealerships – in either Henderson or Youngsville.

Rebuilding For The Future

AutoMax reports your on-time car payments to Equifax, one of the leading credit reporting agencies in the country. That means that as you’re making your car payment every month, you’re helping to rebuild your own credit score. This is important because a good credit score shows lenders that you’re financially responsible. It helps you get loans for important purchases in the future and helps you get better interest rates on those loans, which can save you hundreds, if not thousands, of dollars on the purchase.

By financing used car purchases in-house, AutoMax also keeps your credit report from getting hit multiple times, something which happens when traditional car dealers shop your loan around to different banks. Multiple hits on your credit report within a short time period can negatively impact your credit score. With AutoMax that won’t happen.

Payments Made Easy

Since making timely payments is so critical, buy here pay here car dealers typically offer several ways to make payments. At AutoMax, customers can choose the option that works best for them: automatic debit card withdrawal, mail, phone, text, in-store, or via an online payment system. With all these options, it’s easy and convenient to make payments and to ensure that they’re received on time.

Other Benefits

In addition to in-house financing, buy here pay here car dealers have other significant benefits to take advantage of. They have a wide selection of newer-model used cars to choose from. Cars come onto the lot from different avenues: trade-ins from traditional dealerships, auctions, wholesale dealers, or direct purchases. Once these cars are on the lot, they’re given a thorough inspection by professional auto mechanics who check the car from bumper to bumper looking for anything that might cause safety or reliability issues. This is good news for you because you don’t have to wonder whether the car you’re about to buy will get you where you’re going.

Many buy here pay here car dealers also offer a warranty on the used cars they sell. For instance, AutoMax offers what they call “worry-free” car ownership. They offer a 12-month/15,000 mile or 18-month/26,000 mile, whichever comes first, warranty that covers mechanical issues should there be any. Having a warranty in place provides a little extra peace of mind, knowing that you’ll be taken care of if you have unexpected auto repairs. Many dealers even have loaner cars to keep you on the road if your car has to be in the shop for an extended period of time.

AutoMax also offers free oil changes during the life of your car loan, up to 4 oil changes per year. Not very many dealerships can say that! And if that’s not enough, they have a customer referral program that pays cash if you refer a friend to AutoMax. They know that referrals are the best source of new customers, and they genuinely appreciate the opportunity to serve the family and friends of their current customers.

Buy Here Pay Here Works

If you’re looking for a used car, a buy here pay here car dealer might be just what you need. And if you’re in the central North Carolina region, stop in and visit AutoMax. AutoMax has built a business on helping people rebuild their lives, starting with reliable transportation. They currently serve customers in Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren, and Halifax counties in central North Carolina. If you still have questions about how a buy here pay here car dealer works, feel free to give them a call. Customer service is their number one priority, and they’ll be happy to help you find and finance your next used car.

The Debate Over Used Versus New: 6 Benefits of Buying a Used Car

If the idea of buying a new or used car turns your stomach in knots, you’re not alone. A car is one of the more significant purchases you’ll make in your lifetime and because of that, most people approach the process with a belly full of butterflies. The debate over buying a new car versus a used car only adds to the angst. The thought of a brand new car is enticing – it’s shiny, clean, and comes with that new car smell that everyone loves. Used cars, however, carry an air of practicality about them that shows your friends and family that you’re a person with common sense and good judgment.

If you’re the practical sort who’s considering buying a used car, but can’t completely let go of that flashy new car attraction, take a look at these six benefits of buying used versus new. You just might discover that a used car is a better option for you.

Lower Purchase Price

It goes without saying that used cars are usually less expensive than new cars. That’s because, well, they’re used. Someone else has driven them for a few years, and they often have a hundred thousand miles already on them. But depending on the make and model of the car, that’s okay. There are several automakers with an excellent reputation for building long-lasting cars: Honda, Toyota, and Subaru come to mind among many others. Searching for these cars first when you Google “used cars near me” gives you a good place to start. A used car with a solid reputation for reliability will always be less expensive than its brand new counterpart. Not only will the selling price be lower but a used car may have a low down payment, as well, making it easier to afford up front.

Performance History

A big benefit of used cars over new is the availability of performance history. It’s easy to research various models of used cars to see how they’ve performed over time, how they handle in different driving conditions, and how well they stand up overall. Sources like Consumer Reports, Kelley Blue Book, and Car and Driver make it easy to find information on used cars, and anyone with access to a computer or a library can get a hold of this information. Take advantage of these resources and do some homework before you go car shopping. It’ll save you time in the long run.

Less Expensive To Insure

Insurance rates vary based on many factors. The age of the driver, the age of the car, the area you live in, whether the car has features such as driver assist, safety, or theft deterrent all go into the equation. But on average, when comparing a used car to a brand new car of the same year, make, and model, you’ll find that insurance costs less on the used model. Just remember that insurance is not the place to cut corners. Make sure you purchase adequate insurance coverage. This is the one area you don’t want to skimp on. It’s just not worth the risk.

Lower Taxes And Registration Fees

There are costs other than insurance that are typically lower with a used car than with a new car. Fees such as state sales tax, registration, and property taxes may also be lower on a used car depending on how your state values cars and assesses taxes. Many states use a sliding scale based on the age of the vehicle to assess registration and property taxes. In these states, used cars win out over new. State sales tax is calculated on the purchase price of the car, and since it’s lower to begin with, that impacts the amount of sales tax you pay when you purchase the car. In most cases, used cars cost less to acquire overall than new cars do.

No Add-On Fees

Easily stressed-out people will appreciate not being stuck with add-on costs like destination and dealer prep fees. Most reputable new car dealers don’t try to tack these on during the sale, but if you’re working with a less reputable dealer, you could easily find these extra fees on the invoice at the very end of the sales process. While some of these fees might be legitimate, you should always ask about them if you see them on the invoice. Used car dealers usually don’t engage in this type of behavior. Even if they were inclined to do so, it’s harder to hide unnecessary fees on a used car invoice because it’s much more straightforward compared to a new car invoice that has every feature package and option listed out.

Budget-minded people searching for cars would do well to consider used first. In addition to typical used car lots, buy here pay here used car dealers have gained in popularity over the past few years. They offer a whole host of other benefits not covered here, including 100% in-house financing of all cars. If you have questions about the other benefits of buy here pay here, AutoMax in Henderson or Youngsville, North Carolina, is a good resource to call. They’ll gladly answer your questions, and the information you get from them might be just what you need to tip the scales in the direction of used rather than new.

Why AutoMax Buy Here Pay Here Car Dealership Beats Traditional Car Dealers

Most people are generally familiar with the traditional car buying process. They visit a new car dealership, look through the inventory, pick out a couple cars they like, and take them for a test drive. Once they decide on the one they want, the wheeling and dealing begins. A sales manager gets involved, a price is settled on, and discussions about how to finance the car begins. This whole process can take hours of your precious time and often cause a lot of stress. After all, the deal’s not done until you sign on the line, right? What if there was a better way to buy a car?

You’re in luck. When you buy a car at AutoMax, you’ll have a better experience than buying one through a traditional car dealership. When you walk through the door at AutoMax you’ll immediately be impressed by the warmth and friendliness of the staff members who greet you. That’s because AutoMax employees are dedicated to customer service first and foremost. The staff at AutoMax makes a point of getting to know you and your specific transportation needs before they show you any cars. They enjoy building relationships with their customers, because they know this relationship-building is what keeps customers coming back and referring friends and neighbors to AutoMax. Plus, they’re just nice people.

Shopping for a car at AutoMax (or any other buy here pay here car dealership) has several benefits over buying from a traditional car dealership. Here are a few of the ways that AutoMax beats conventional car dealerships every time.

AutoMax Provides In-House Financing

AutoMax finances 100% of the cars they sell in-house, which means no other entities are involved. No banks, no credit unions and no finance companies. Because of this, people with bad credit or no credit history at all are welcome at AutoMax. Their finance team works with you to set up your loan with monthly payments that fit your budget. Their goal is to get you into a reliable car at a price you can afford. How many traditional car dealerships do that?

AutoMax Offers Easy Credit Approval

The loan approval process at this buy here pay here car dealership couldn’t be easier. Their online application form is easy to fill out ahead of your visit, so when you walk into the store in Henderson or Youngsville, the sales folks have your information and can immediately get you started on the car selection process. If an online form isn’t convenient for you, the folks at AutoMax will be happy to get your information from you when you get there. It only takes a few minutes, and all you need to bring with you is a valid North Carolina or Virginia driver’s license, two recent pay stubs, and a current utility bill which helps establish residency. You’ll be approved and on your way to a test drive before you know it!

AutoMax Gives You Payment Options – Lots Of Them!

Traditional car dealers require you to make your car payments to the financial institution that made the loan to you. Once you walk out of the traditional dealership, you’re on your own in that sense; you have no more contact with the employees at the dealership unless you need to bring your car in for maintenance or repairs. They’ll have no idea whether you’re making your monthly car payments or not, nor will they care. That’s not the way it works at AutoMax. This buy here pay here car dealership cares greatly whether you make your car payment on time because they have a vested interest in you. They care about your future, and because they care, they make it as easy as possible to make timely payments on your car loan with no hassle. Their convenient payment portal is a great way to make monthly payments. You can also pay by mail, phone, text, or automatic withdrawal from your checking account. Or you can stop by either the Henderson or Youngsville, North Carolina, store locations and make your payment in person. They’re always happy to visit with their customers!

AutoMax Can Help You Rebuild Your Credit Score

Whichever way you choose to pay, it’s critical to keep those monthly payments coming in on time. Making consistent on time payments on your loan may help rebuild your credit score. AutoMax will report your good payment history to Equifax, one of the nation’s leading credit reporting agencies. Once you establish a history of making good payments, your credit score may start showing that. Traditional car dealers don’t care about whether you’re trying to rebuild your credit or not, and often people with bad credit are out of luck at a traditional car dealership. AutoMax is different. They want you to succeed and they help you do it.

AutoMax Offers A Host Of Other Benefits

There are still other ways that AutoMax beats out a traditional car dealer. They’re more focused on the quality of the cars they sell than on quantity. They have more flexibility when it comes to trade-ins since they finance 100% of the cars they sell on-site. They offer free oil changes during the life of your loan (up to 4 per year). And their customer referral program pays you in cash when you refer friends and family members to AutoMax. All of this adds up to a great customer experience – an experience quite different than the one you get when you buy a car at a traditional car dealership.

If you’re looking for a car, come see why AutoMax beats out traditional dealers when it comes to car buying. They’ve been serving customers in Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren and Halifax counties for nearly 30 years now. And with locations in both Henderson and Youngsville, North Carolina, they’re probably conveniently located near you. Come experience a better way to buy a car at AutoMax!

Will a Buy Here Pay Here Auto Loan Work for People with Bad Credit?

If you’re trying to make a major purchase with poor credit, you’re likely going to run into a few problems. Regardless of your financial standing, we understand it can be a frustrating and stressful process trying to get financing when you need it.

When you’re trying to purchase a car with poor credit, there are a few options for you. You could find a dealership that accepts low credit buyers, or you could purchase a car through a personal ad. In order to go through a dealership, you would need a significant down payment, while purchasing through a personal ad would require cash up front.

If you don’t have all the funds available for a significant down payment or to pay cash up front, you have the option of financing and purchasing a car at a buy here pay here dealership like AutoMax in Henderson and Youngsville. Buy here pay here dealerships are a great option for anyone with bad or no credit.

So, how exactly does a buy here pay here auto loan work for people with bad credit? We have the answers here.

How A Buy Here Pay Here Auto Loan Works With Bad Credit

Our Buy Here Pay Here Auto Loans Work The Same, Regardless Of Your Credit.

From searching our used car inventory online to driving off in the right vehicle for you, the car buying process is the same. We provide bad credit auto loans at AutoMax in Henderson and Youngsville, NC, because we know how important it is to have a functional vehicle. No matter what situation you’re in financially, you need to get to and from work, pick up the kids from school and extracurricular activities, and make all of your weekly grocery runs. Without a car, life can become extremely stressful and complicated.

Our auto loan and car buying process is simple and straightforward.Our customers love that we are a one-stop shop for financing and purchasing a car. They don’t need to worry about financing with a third-party lender or waiting around to see if they get approved by various banks.

You can start the auto loan application process by filling out our standard online application. As an alternative, we also have our no credit check pre-approval application that will not impact your credit score. When you come into an AutoMax buy here pay here dealership in Henderson or Youngsville for your auto loan, you’ll need a valid North Carolina or Virginia driver’s license, two recent pay stubs, and one recent utility bill to move forward in the approval process. We look forward to building a relationship with you and helping you through the car buying application process.

Your Buy Here Pay Here Auto Loan Could Help Build Your Credit

Similar to conventional loans, on-time payments are helpful when trying to build your credit. Since we report on-time payments to Equifax each month for all of our auto loans, you could see a positive impact on your credit over time, which could mean better loan terms in the future. Going from having bad credit to good credit can truly change the course of our customers’ lives.

Our Buy Here Pay Here Dealership Is Your Financial Partner

Not only do we want to help you get an auto loan at our AutoMax dealership in Henderson or Youngsville – regardless of whether or not you have bad credit. We also want to help you improve your overall financial situation. From the moment you start your application for financing, we want to get to know you and your needs so we can serve you the best we can.

Not only do we help you understand the ins and outs of your auto loan and its terms and conditions, we want to help you with your payments. We make it easy for you to pay online or set up auto-pay to ensure you’re always making your payments on time. We accept a variety of payment methods, and our payment options include:

  • Automatic Debit Card
  • Automatic ACH (auto-draft)
  • Traditional Mail
  • Call-ins
  • Text Pay
  • Our Online Payment Portal
  • IVR
  • In-store
  • And unlike major banks and credit unions, our team is local and knows you by name. We are just one phone call or quick drive away for any question or need that arises.

Get Started On Your Auto Loan Now To Get Into A Great Car Today

Ready to get into a great used car at terms that work for you? Let us help you today! Start by browsing our inventory and filling out our financing application. Get in touch with us by calling us, shooting us an email, or stopping by the AutoMax dealership nearest to you! Our friendly professionals are ready to help you anytime.We look forward to hearing from you!

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here dealerships in Henderson and Youngsville, NC proudly provide bad credit auto loans to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

5 Reasons to Choose a Buy Here Pay Here Dealer in Your Area

Have you been looking through websites, in search of the perfect car for you? Are you in need of financing and don’t know where to start?

Whether your car has broken down or your current car isn’t working for you, when you’re in need of a different car, you may or may not have the funds available to buy a car outright at that time. Used cars are a great choice for anyone for this very reason. You’re not paying an arm and a leg, and your car’s value won’t decrease as quickly after you buy it.

If you’re in need of auto financing for your vehicle purchase, you have a number of routes you can go down. You can ask a bank for a loan and endure the long waiting period; you can get financing through a dealership’s third-party lender; or, you could go to a buy here pay here dealership like AutoMax.

Don’t spend weeks waiting for approval or take a chance on dealership third-party lenders, who may or may not approve you after you’ve waited all that time. With AutoMax buy here pay here dealerships, you get to work with the same people for financing and your actual car purchase. Find out more about why you should choose a buy here pay here dealer for your car purchase.

5 Reasons You Should Choose A Buy Here Pay Here Car Dealership

You get a financial partner for your auto loan.

Rather than working with a third-party lender or a large bank for your auto loan, AutoMax knows you personally and wants to help make your car buying experience the best it can be. AutoMax of Henderson and Youngsville, NC provide more than just auto loans. We are your partner in your financial future.

From the moment you come into our buy here pay here dealership in Henderson or Youngsville, we get to know you, your car buying needs, and your financial needs. We want to build a long-lasting relationship with you. Whether you’re buying your car today or it’s been months since you bought your car at one of our dealerships, we make sure we meet your every need in regards to your car and your auto loan. We’ll continue to work with you on a personal basis over the long term, and you can feel comfortable talking to us about any questions or comments that arise.

It’s a perfect option for low credit or no credit.

One of the best benefits about coming to a buy here pay here dealership is that we can approve customers with bad credit, low credit, or no credit. We believe you don’t need to have perfect credit to buy a car. You can pre-qualify with our no credit check pre-approval application, in addition to our standard financing application.

Once you’ve filled out your application, we’ll only need a few documents to approve you for your loan:

  • A valid North Carolina or Virginia driver’s license
  • Two recent pay stubs to establish your income
  • One recent utility bill to prove your residency

When you need a car, we know that you can’t wait for your credit to improve to make the purchase. We understand being without a car can make life very stressful. We’re here to help, no matter what shape your credit is in.

You can build your credit.

As with any loan, you have the opportunity to rebuild your credit with regular on-time payments. We report payments for all of our loan accounts to Equifax. If you make on-time payments every month, you could see an improvement in your credit score.

It’s a quicker, simpler car buying process that you can trust.

Car buying can get complicated. At AutoMax, we make the car buying process simple and straightforward. You can trust that every car at our buy here pay here dealership has gone through a top-notch inspection and reconditioning process so rest assured that your vehicle will last for many years to come. We help simplify the car buying process by providing quality inventory, easy financing, and a worry-free warranty. It is our mission to provide reliable, quality vehicles, regardless of your financial situation.

Find The Perfect Used Car At Our Buy Here Pay Here Dealerships Today

Ready to get a great used car and financing in the same place? We’re ready to help you find the best car for your at our buy here pay here dealerships in Youngsville or Henderson. Get started now by filling out our financing application and browsing through our used car inventory online. Also, feel free to stop by the dealership closest to you or contact us by phone or email at your convenience. We’re excited to help you get into a great used car with financing terms that work for you.

AutoMax of Henderson, NC – (252) 430-1006 Send our team a message

AutoMax of Youngsville, NC – (919) 570-1107 Send our team a message

AutoMax buy here pay here dealers in Henderson and Youngsville, NC proudly provides Buy Here Pay Here auto loans to Raleigh, Durham, Chapel Hill, Butner, Creedmoor, Louisburg, Wake Forest, Rolesville, Zebulon, Nashville, and Warrenton, in Vance County, Wake County, Granville County, Franklin County, Durham County, Orange County, Nash County, and Warren County.

Worry-Free Ownership with Buy Here Pay Here Cars

There’s nothing worse than buying a used car and then staying up nights worrying about whether something is going to go wrong with it. When that happens, it takes the fun right out of that new purchase, doesn’t it? Fear about how much it’ll cost and the inconvenience of taking time off work to take it in for repairs make you wonder why you bothered getting the car in the first place. After all, you could have stayed up worrying about these issues with your old car, right?

With buy here pay here car warranties, you don’t have to worry about all that. You can get a pre-owned car with a warranty at pretty much any buy here pay here car dealership in the country. In North Carolina, the dealer with an exceptional buy here pay here car warranty is AutoMax. With 30 years in the business, they know their cars and they know how to keep their customers happy. They’ll send you home in a reliable used car with a warranty that lets you get some shut-eye.

Coverage Included With Purchase

When people hear the term “buy here pay here,” they most likely have thoughts running through their heads of substandard cars and lackadaisical customer service. Nothing could be farther from the truth. Buy here pay here car dealerships are quite reputable and sell high-quality used cars – with warranties. They know a large part of their success depends on customer satisfaction, and a buy here pay here car warranty provides peace of mind at the end of the purchase process. At AutoMax in Henderson and Youngsville, North Carolina, that’s part of what keeps customers happy and keeps them referring their friends and neighbors to AutoMax.

Many buy here pay here car dealerships offer a warranty with the used cars they sell, but AutoMax offers more. Take a look at some of the benefits you get when you purchase your used car from AutoMax.

Longer Term Coverage

AutoMax believes in delivering exemplary customer service. That’s why their buy here pay here car warranty is light years better than most. Most buy here pay here car dealerships offer a warranty of some kind, usually a standard one month/3,000-mile warranty. AutoMax provides coverage for a year to a year and a half and up to 26,000 miles. They know it’s no fun to lie awake at night, worrying about what happens if something significant goes wrong. If you’re looking for a pre-owned car with a solid warranty, AutoMax is the place for you.

More Coverage, Lower Deductible

AutoMax’s buy here pay here car warranty also covers more of the car than most standard warranties do. It not only protects the engine, transmission, alternator, radiator, etc.; it also covers repairs on brake calipers, some A/C issues, and other mechanical elements. More coverage means more sleep for you. They partner with some of the best auto shops in the Henderson and Youngsville, North Carolina, area – shops they know deliver reliable, timely repair services. Once you call for a repair appointment, AutoMax employees get on the horn and schedule the appointment for you at a reliable partner shop that’s nearest you.

AutoMax has a 24-hour tow line, too. If something happens to your car and it’s not drivable, simply call the tow line. The folks at AutoMax will get busy scheduling a tow truck to come and get you. All you need to do is wait for it to show up.

You may be thinking there has to be a catch. All this coverage must come with a high deductible, but no. AutoMax’s buy here pay here car warranty comes with a low $100 deductible. If your covered repair totals $1,000, all you pay is $100. That’s it. AutoMax understands that repeat business comes from happy customers, so they go above and beyond to make everything about your used car purchase exceptional.

Other Perks

In addition to the warranty coverage, buying a used car from AutoMax comes with a few perks that other buy here pay here car dealers don’t offer. For instance, they provide free oil changes and tire rotation for the life of your loan. Bring your car in for four oil changes per year for as long as you’re making payments on it. When you bring it in for mechanical repairs, they have rental cars available so that you can continue living life while your car is in the shop. Their goal is to keep the disruption to a minimum.

AutoMax wants to help you protect your investment and keep your car running soundly. When you buy a pre-owned car with a warranty from AutoMax, you not only get a terrific car; you get an all-encompassing program that supports you throughout the life of your loan. That’s something that no one else offers.

AutoMax is great at anticipating customers’ needs. That’s why they’ve been in business for nearly 30 years now. They make it easy to buy a car because they provide in-house financing for 100% of the cars they sell. Their car lots in Henderson and Youngsville, North Carolina, have a wide selection of reliable used cars to choose from, and their friendly employees are great to work with. Customers come from all over the area to shop with them: from Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren, and Halifax counties. If you have questions about buy here pay here car warranties, you can’t go wrong with AutoMax. Stop in and visit or give them a call. You’ll soon be sleeping like a baby knowing you’re protected with a buy here pay here car warranty that’s second to none.

The Basics of a Buy Here Pay Here Car Dealership

If you’re like most people in North Carolina, you probably have a basic understanding of the new car purchase process. You visit the dealership (or several dealerships), pick out the models you’re interested in, take them for a test drive, and settle on one. Then starts the laborious process of haggling with the salesperson over the final price of the car and the amount they’ll pay for your trade-in if you have one. Filling out the paperwork is next, with credit checks, loan approvals, and waiting to hear whether the bank will move forward with you or not. For anyone going through this process, it’s a stressful time, made even more so if you’ve had a few hiccups with your credit score in the past.

There is another way to buy a car, and for those with bad credit or no credit at all, it’s an option worth looking into. Purchasing a safe, reliable used car from a buy here pay here car dealership is a lot simpler than going the traditional route and usually a lot more comfortable, too. Loan approval is quick and easy, there’s virtually no risk of being turned down, and friendly employees guide you through each step in the process. If you’re looking for a used car in North Carolina, you might want to consider visiting a buy here pay here car lot like AutoMax. Let’s take a look at some of the basics of this type of car dealership.

In-House Financing

The one thing that makes AutoMax – or any buy here pay here car dealership – different is that they handle all the financing in-house. That means no bankers and no hoops to jump through. This is great news for those with bad credit or no credit at all. Loan approval is taken care of with answers to a few simple questions; questions like, “What’s your monthly income?” and “Do you have a valid driver’s license?” These answers, plus a few other pieces of information, are typically all a dealer needs to determine whether you’re a good fit for one of the used cars on their lot. Approval usually comes within minutes and before you know it, you’re on your way to the lot to pick out a car for a test drive. The financing is already behind you.

With nearly 30 years in the business, AutoMax provides in-house financing on 100% of the cars they sell. Their finance people are experts, and that means you’ll get the best deal possible on your used car purchase.

Cars That Are Within Your Means

At a buy here pay here car lot, once you’ve been approved, you’re guided to cars that fit within your budget based on the loan amount you just qualified for. Browse through the models and see what you like. Take one for a test drive. AutoMax has locations in Henderson and Youngsville, North Carolina, and you’re sure to find a vehicle that suits you from their wide selection of cars. Since you’ve been pre-approved and already know how much car you can afford, you won’t waste time looking at cars that are out of your reach.

A Wealth Of Payment Options

Buy here pay here car dealerships want to see you succeed at making car payments on time. Most of them provide a variety of ways to make your car payment so that you can choose the one that fits into your lifestyle the best. Many dealerships prefer that you make your payment in person. Others are okay with you paying online, through the phone, by text, or by snail mail. Some will even make an automatic withdrawal from your checking account if that’s what’s easiest for you. With so many options, you won’t need to worry about missing a payment.

Your Credit Score

Buying from a buy here pay here car dealership can help you on the path to rebuild that bad credit score and bring it up a few notches. Many dealerships will report your payment history to Equifax. Making timely car payments may help increase your credit score, which may improve your ability to get a conventional loan in the future. If you’ve had credit problems in the past, make sure you’re dealing with a buy here pay here car dealership that reports payment history to Equifax so you get “credit” for good behavior.

Wide Selection Of Used Cars

Buy here pay here car lots like AutoMax spend time combing the region for good, reliable used cars. They send buyers out to auctions, new car dealerships (many trade-ins make great cars for a buy here pay here car lot), wholesale dealers and individual sellers. They’re always on the lookout for cars that are solid and have a good reputation for safety and reliability on the road. Once a car is brought in, trained mechanics do a thorough inspection, looking for anything that might put a driver in danger. Belts and hoses are tightened, the engine is tuned up, headlights are checked – any mechanical issues that could cause trouble later are repaired. Only then is the car released to the sales lot.

Now that you have the basics down, buying a car at a buy here pay here car dealership should be pretty straightforward. The folks at AutoMax would love to walk you through the process one step at a time, just to be sure they answer all your questions along the way. With store locations in Henderson and Youngsville, North Carolina, they have hundreds of used cars to choose from; and their well-trained, experienced employees look forward to meeting every customer or potential customer who walks through the door. AutoMax has built relationships with folks all over the region – in Wake, Durham, Orange, Franklin, Vance, Granville, Person, Nash, Johnston, Warren, and Halifax counties in North Carolina – since 1989. They’d love to get to know you, too. Stop by today and see what they have to offer. You’ll be glad you did!

What You Need to Know Before Buying a Used Car

The vast majority of individuals buying cars opt for a used car. Many people cannot afford the high ticket price of a new car or the financing required for such. However, buying a used vehicle can be very difficult for different reasons. Consumers want to be sure they are making a worthwhile purchase, especially since this is generally such a large purchase. When shopping for a used car, there are many things a consumer should consider. It can be a very rewarding experience if you know the right questions to ask and the right information to seek.

Researching Your Used Car Purchase

When beginning the process of buying a used car, it is important to do research. There are various websites available for individuals in this part of the process. Edmunds.com and Cars.com are great resources for finding reputable dealerships, available vehicles, and valuable pricing tools. Surprisingly, eBay can also be a worthwhile resource. eBay can provide information about selling prices for various vehicles at different dealerships so you can easily compare.

Another important first step in this process is to compile a list of appropriate and essential questions to ask. Some things to consider include mileage, interior, any necessary repairs, the condition of the title, and history of the vehicle. This is just an example of some things that should be considered – you’ll certainly have a lot of your own personal preferences for the car you want and these will change the questions you want to ask.

During this step, it is important to remember what vehicle features and attributes are desired. The color may be an important aspect to one individual, while another may only care about the technological features the vehicle provides. It is important to make a list of the desired vehicle features you want so you can narrow it down to a few models. This can also change the price point on a vehicle, so be sure to know which features are necessary and which can be discarded.

Consider Your Budget

As the last step before really starting to look at dealerships, it is important to consider how much you can afford. Setting a budget does not just include the price of the car itself though. An individual needs to consider any fees like taxes and registration. Other considerations include any cost for inspections or car history reports. There are many financing options available, and it is important to consider each one to determine which may be the best for each individual case. When these considerations have been figured and a price has been decided, the buying process can really get started.

Individuals can begin to look at specific dealerships to find the car they would prefer and pricing they desire. It is vital to discuss what fees each dealership may charge, on top of any fees for the vehicle itself. Some charges include applicable taxes, registration, and insurance. Some dealerships require an individual provide proof of insurance before completing the buying process, so that is an important factor to consider. Dealerships should be able to help an individual understand and plan for all of these prices. Each person should be sure to ask for a breakdown of all of these prices.

Buying Your Preferred Used Car

Once a car has been chosen and all fees have been discussed, it is a good idea to obtain a vehicle history report for the specific car in question. This can be done by using the VIN to obtain a report from companies like CARFAX or AutoCheck. Most dealers will be happy to provide this information; however, consider it a red flag if a dealer refuses to or is reluctant to provide necessary information for this report.

Along with the vehicle history, it can be very helpful to have the car inspected by a mechanic. A mechanic can provide vital information about any prior repairs, current issues, or possible repairs necessary in the future.

The test drive is one of the most fun parts of buying a vehicle. This part should not be taken lightly though. Individuals should be sure to check the exterior and interior for any damages and be sure all features are working both internally and externally. This can be an important part of the car’s inspection, being sure all essential functions perform well.

If the used vehicle has passed all of these tests, individuals can proceed to the final steps in the process. Look into obtaining the title. Ask any necessary questions about liens or loans on the car. If the vehicle still has a lien or loan, it can cause trouble when the buyer tries to obtain the title. This can be a big red flag. One other final step involves warranties. Ask questions about whether or not the used vehicle is covered by any warranty – whether it is a manufacturer’s warranty, third-party warranty, or no warranty. There may also be some options for extended warranties, so it is important to ask questions about what may be offered.

Lastly, the most important thing to remember when buying a used vehicle is to remember that this is a process. Individuals that seek to get the best vehicle possible while still maintaining their budget need to really go through the whole process. This will take time. Do not walk into a dealership, having done very little preparation and research, with the mindset that a car will be bought that day. Do the research. Put in the time. Remembering that this is a process will ensure each individual makes a smart purchase.

Is It Worth it to Buy a Car from a Buy Here Pay Here Dealership?

Buying a car can be a laborious process. Many individuals do not have the funds to buy a car outright, while many other individuals simply do not have a good enough credit rating to obtain financing through a bank or a traditional car dealership. The process can be stressful and difficult for individuals that fall into either of these circumstances.

There are, however, many options for these individuals. A number of progressive dealerships like AutoMax operate as Buy Here Pay Here car lots. Buy Here Pay Here lots differ from traditional dealerships in the way they offer and obtain financing for their customers. Buying a vehicle from a Buy Here Pay Here dealership requires buyers to be more diligent during the buying process.

Buy Here Pay Here dealerships often require a lot more of their customers than traditional dealerships. This may seem unnecessarily complex for customers, but these establishments have to go through a lot more legal hoops to operate as they are doing the work traditionally shared between a bank and a dealership. Not only do Buy Here Pay Here lots sell the vehicle, they also operate as a financial institution. Buy Here Pay Here USA dealerships have to follow laws that apply to other car dealerships as well as those that would apply to lending agencies.

Do Everything All Under One Roof

Since Buy Here Pay Here dealerships are able to offer vehicles as well as vehicle financing, consumers can finish the entire process in one place. This can make the process a bit more convenient for individuals since there is no need to go to a bank for the financing then find a dealership for the vehicle. This can all just be done at the Buy Here Pay Here car lot.

Buy Here Pay Here dealerships can work with their customers to set up a payment plan that works for each individual. Payment plans can be weekly, biweekly, or monthly. AutoMax can even change payment dates to align with an individual’s pay dates. This can be very appealing for individuals, especially those that may be on a budget.

As mentioned above, obtaining a traditional auto loan through a bank can be quite difficult for individuals with low or bad credit. This can make the buying process extremely stressful since many individuals are trying to better their credit. Not being able to obtain even a small loan for a vehicle can make it nearly impossible to work on an individual’s credit. The whole process can be very discouraging. Fortunately, a Buy Here Pay Here dealership can help these individuals obtain financing for a vehicle while offering a means that may help them improve their credit rating. Buy Here Pay Here dealerships are able to offer their own financing options, so they are much more likely to accept any credit situation. They are motivated to sell their vehicles, meaning they are very motivated to obtain financing for all individuals regardless of their credit background.

Addressing Common Buy Here Pay Here Dealership Concerns

This may sound wonderful, but there are some things to consider. Having a riskier credit history generally is not good, and lenders know this. In order to be able to offer to finance even in the riskier situations, Buy Here Pay Here dealerships often must charge a higher interest rate. This may make the whole situation seem a bit less appealing; however, this is still a great option for individuals with limited or risky credit history.

One complaint of individuals shopping at Buy Here Pay Here lots may be the limited selection of vehicles. Some individuals may erroneously believe that Buy Here Pay Here dealers only offer older vehicles. This may be discouraging to individuals that do not have many other options, especially those that were hoping to buy something newer and flashier. This can translate into something beneficial for buyers though. Autotrader says that Buy Here Pay Here lots will generally accept older vehicles as trade-ins, while lots that are more traditional may not. This can translate into better payment options for consumers. And AutoMax offers a large selection of vehicles through our locations in Youngsville and Henderson.

A common misconception about Buy Here Pay Here lots is that no warranty or insurance in case of problems is offered. This can be true for some dealerships, but more and more consumers are finding that they can opt to include some type of warranty from the dealership. Many customers will stop paying for their vehicle if or when it stops running, and the dealerships know this. Therefore, the dealerships are willing to work with their customers if a breakdown occurs. They want their customers to continue paying, so they are going to be willing to help keep the vehicle running so their customers will remain happy with their purchase. AutoMax includes a warranty on each vehicle.

Customers may be worried about what may happen if their payment is late. It is a concern that there will be substantial late fees or the possibility of repossession. This can be true for all dealerships – not just Buy Here Pay Here lots. However, a Buy Here Pay Here dealership may be much more likely to work with their customers in instances where a payment will be late. It may prove more difficult to call and get assistance from a bank or large lending company in such a situation. AutoMax has a dedicated customer care center that is available to assist should this arise.

Trust AutoMax

Buy Here Pay Here dealerships get a bad reputation from the larger dealer chains who don’t want the competition. It is important to note that these businesses, are on the whole, excellent. They are generally more willing to help and work with their customers. They want to sell their cars and make money, as does any other business. The only way for them to continue making money is to serve their customers well. They want to get their customers into vehicles, helping them obtain financing when a bank may not help. These companies offer a more familiar relationship with their customers. They deal with the entire process in one place, so they are much more likely to really help ensure their customers are happy.

Buy Here Pay Here dealership can be a great option for individuals. These dealerships are very customer-focused since they have to ensure customer satisfaction to stay in business. Customers looking to buy a vehicle will likely find themselves surprisingly satisfied with a Buy Here Pay Here dealership.